Vinkius

Monzo Banking MCP. Track Spending, Check Balances, Audit Accounts.

Monzo Banking connects your AI client to real-time personal finance data. Instantly check balances, list every account you own, and fetch recent transaction history directly through natural conversation. Stop logging into apps just to see how much money you have left.

Monzo Banking MCP is compatible with Claude Claude
Monzo Banking MCP is compatible with ChatGPT ChatGPT
Monzo Banking MCP is compatible with Cursor Cursor
Monzo Banking MCP is compatible with Gemini Gemini
Monzo Banking MCP is compatible with Windsurf Windsurf
Monzo Banking MCP is compatible with VS Code VS Code
Monzo Banking MCP is compatible with JetBrains JetBrains
Monzo Banking MCP is compatible with Vercel Vercel
See Vinkius in Action

Give Claude and any AI agent real-world access

List all bank accounts

Retrieves a complete list of every Monzo account associated with your profile.

Check real-time balances

Gets the current cash balance for any specific Monzo account you own.

View transaction history

Fetches a list of recent spending and deposits, allowing you to audit your financial activity.

Waiting for input…

AI Agent
Monzo Banking

What AI agents can do with Monzo Banking: 3 Tools for Finance Data

Use these tools to retrieve a complete picture of your finances by listing accounts, checking balances, or fetching detailed transaction history.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using Monzo Banking MCP

Get Monzo Accounts

Lists every bank account connected to your Monzo profile so you know what data is available.

Get Monzo Balance

Provides the live, current balance for a specific Monzo account ID.

Get Monzo Transactions

Pulls a detailed record of recent spending and deposits from your accounts.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

Monzo Banking MCP is compatible with Claude

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The Monzo Banking integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on each call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with Monzo Banking, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,200+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Connections are secured and governed automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog weekly
Monzo Banking MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Monzo. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS CLOUD

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on each call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

The hassle of checking your finances today

Right now, tracking spending means juggling multiple apps and websites. You have to log into the bank portal, navigate through menus, find the correct date range, and then manually download a statement just to see if you're on budget.

With this MCP, your agent handles it all. You simply tell it what you need—like summarizing spending from last month—and instantly get the answer without ever leaving your chat window.

Get real-time data with Monzo Banking MCP

You don't have to manually compare dates or switch between viewing balances and transaction lists. Your agent uses get_monzo_accounts, then gets_monzo_balance, and finally pulls the specific transactions you need.

The difference is that you move from manual data collection—a multi-step chore—to a single conversation with an immediate, actionable answer.

What Monzo Banking MCP does for your AI

This MCP gives your AI agent secure access to the intelligence of your Monzo bank accounts. You can ask simple questions—like 'How much cash do I have right now?' or 'Did I pay my rent this month?'—and get instant, accurate answers without opening a browser. Your agent pulls real-time balances and provides comprehensive transaction histories, letting you audit spending patterns instantly.

Whether you’re building automated budgeting tools or just need to quickly verify a number before a meeting, your AI client acts as a dedicated financial assistant through natural conversation. This MCP is hosted on Vinkius, the #1 catalog for connecting agents to services. You can retrieve a full list of all accounts associated with your profile and summarize recent spending activity in plain language.

It’s how you manage daily finances or track budget goals simply by talking to your agent.

Built · Hosted · Managed by Vinkius Monzo Banking MCP - Track Balances & Transactions
Server ID 019d845b-a493-73b6-8989-5b849bb9292b
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Frequently asked questions about Monzo Banking MCP

How often does Monzo Banking MCP get updated? +

The connection relies on real-time API access. As long as the underlying Monzo service is active, you'll receive up-to-the-minute data for balances and transactions.

Can I use Monzo Banking MCP to set budgets? +

This MCP provides the necessary raw data. You can ask your agent to summarize spending using get_monzo_transactions, which is the first step toward building a budget tool.

Do I need to list my accounts first with Monzo Banking MCP? +

No. While you can call get_monzo_accounts to see all options, your agent can often infer which account balance you mean if the context is clear.

What data does get_monzo_transactions provide? +

It provides a detailed history of recent activity. You'll get vendors, dates, and amounts for everything that moved through your connected accounts.