Vinkius

N26 Banking MCP. Get Real-Time Balances and Transaction History

N26 Banking connects your AI agent directly to your N26 financial accounts. It lets you check real-time balances for all linked accounts, list recent transactions across the Eurozone, and monitor specific savings goals (Spaces) without opening the mobile app. You get a single source of truth for your personal finances through natural conversation.

N26 Banking MCP is compatible with Claude Claude
N26 Banking MCP is compatible with ChatGPT ChatGPT
N26 Banking MCP is compatible with Cursor Cursor
N26 Banking MCP is compatible with Gemini Gemini
N26 Banking MCP is compatible with Windsurf Windsurf
N26 Banking MCP is compatible with VS Code VS Code
N26 Banking MCP is compatible with JetBrains JetBrains
N26 Banking MCP is compatible with Vercel Vercel
See Vinkius in Action

Give Claude and any AI agent real-world access

Retrieve Account Status

Lists all connected N26 accounts and provides real-time balances and IBANs.

Audit Spending History

Pulls recent transaction records, allowing you to track spending patterns across the Eurozone.

Monitor Savings Goals

Retrieves details and balances for all your N26 Spaces (sub-accounts).

Summarize Financial Activity

Allows the agent to synthesize recent transactions and sub-account status into a readable summary.

Waiting for input…

AI Agent
N26 Banking

What AI agents can do with N26 Banking: 3 Tools for Financial Data

Use these three tools to retrieve all necessary financial data from your N26 account, giving your agent comprehensive access to balances, accounts, and transactions.

Make your AI actually useful.

Add this MCP to Claude, Cursor, or Windsurf and your AI stops guessing. It gets real tools to look things up, take action, and handle the stuff you keep doing by hand.

Start using N26 Banking MCP

Get N26 Accounts

Lists every N26 account you hold, giving the current balance and IBAN for each one.

Get N26 Spaces

Retrieves the balances and details for all your dedicated savings spaces...

Get N26 Transactions

Fetches a list of recent banking activity, letting you audit your spending over time.

Security and governance baked right in.

Pick your AI client below to get set up. Just create a Vinkius account, subscribe, and you're instantly up and running. We handle the entire backend infrastructure, delivering out-of-the-box support for HTTPS Streamable, SSE, and OAuth2—zero messy routing required.

N26 Banking MCP is compatible with Claude

Claude AI

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.

2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL:

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.

3

Start a conversation

Open a new chat. The N26 Banking integration is available immediately — no restart needed.

Choose How to Get Started

Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.

Build Your Own

Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.

  • Import from OpenAPI, Swagger, or YAML specs
  • Create Agent Skills with progressive disclosure
  • Deploy to edge with MCPFusion framework
  • Built in DLP, auth, and compliance on each call
  • Real time usage dashboard and cost metering
  • Publish to catalog or keep private
Start building

Make Your AI Do More

Start with N26 Banking, then connect any of our 5,200+ other servers whenever your AI needs more. One click, no limits.

  • Use this MCP plus 5,200+ others, all in one place
  • Add new capabilities to your AI anytime you want
  • Connections are secured and governed automatically
  • Track usage and costs across all your servers
  • Works with Claude, ChatGPT, Cursor, and more
  • New servers added to the catalog weekly
N26 Banking MCP server cover

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by N26. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

VINKIUS CLOUD

Cloud Hosted

Managed infra

V8 Isolated

Sandboxed per request

Zero-Trust Proxy

No stored credentials

DLP Enforced

Policy on each call

GDPR Compliant

EU data residency

Token Compression

~60% cost reduction

Your data is protected. See how we built it.

Tracking your money used to be an exercise in copy/paste and clicking through endless dashboards.

Today, checking your finances means opening the banking app. You might check your main account balance, then navigate to the separate 'Spaces' tab for savings goals, and finally pull up a statement history just to find out where you spent that last weekend. It takes five minutes of clicking through three different sections, often leading to stale or incomplete data.

With this MCP, the whole process shrinks down to asking your agent one simple question. The agent handles the complex retrieval logic behind the scenes, pulling real-time balances and summarizing spending patterns using `get_n26_accounts` and `get_n26_transactions`. You get a full financial picture instantly.

N26 Banking MCP: Get an Immediate Financial Snapshot

You no longer have to juggle multiple views or wait for the bank's daily statement cycle. The agent can pull all relevant data points—checking balances, space totals, and transaction details—in a single query.

It’s about conversational certainty. You get immediate, accurate financial status updates from one place, allowing you to make decisions based on up-to-the-minute facts, not old screenshots.

What N26 Banking MCP does for your AI

Need to know exactly where your money is right now? This MCP gives your AI agent secure access to your N26 accounts. Instead of logging into multiple banking portals, you just ask your agent what you need. It pulls the current balance and IBAN for any account you have. You can feed it recent transaction history to quickly check if that Amazon purchase went through or see exactly where your spending money went last week.

Plus, it tracks your N26 Spaces, letting you monitor progress toward a big goal—like a vacation fund—all in one place. Working with Vinkius's catalog means you connect once and gain access to this financial intelligence alongside dozens of other services, making your agent a true personal finance copilot.

Built · Hosted · Managed by Vinkius N26 Banking - Check Balances & Transactions with AI
Server ID 019d845c-b4cc-703b-add6-18643941f736
Vinkius Inspector
Compliance Grade A+
Score 100/100
Vinkius Inspector Badge — Score 100/100

Frequently asked questions about N26 Banking MCP

How does the N26 Banking MCP work with my bank data? +

The MCP securely connects your AI agent to your N26 account using a token. It reads balance and transaction data in real time, but it never allows the agent to make changes or send money.

Can I see all my sub-accounts with the N26 Banking MCP? +

Yes. You can use get_n26_spaces to retrieve details and balances for every dedicated savings space you have set up in N26.

Does this help me track my spending over time using get_n26_transactions? +

Absolutely. Running get_n26_transactions pulls your recent history, letting you audit specific vendors or date ranges to see exactly where your money went.

Is the N26 Banking MCP safe for sensitive data? +

Yes. The connection is read-only and secure, ensuring that only balance information and transaction history are accessed by your agent client.

Do I need to use a specific AI client with the N26 Banking MCP? +

No. Because this MCP adheres to open standards, you can connect it through any compatible client, including Claude, Cursor, and Windsurf.