Authorize.net MCP. Manage payments and audit transactions via conversation.
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…and any MCP-compatible client
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Authorize.net connects your merchant account directly to your AI client. Manage the entire payment lifecycle—auth, capture, refund, and void—using natural conversation.
You can pull settlement statistics, view customer profiles, and track both settled and unsettled transactions without leaving your workspace.
What your AI agents can do
Create transaction
Initiates a new payment transaction, specifying the type (auth, capture, etc.) and the request data.
Get batch statistics
Fetches summary statistics for a specific, completed batch of transactions.
Get customer profile
Retrieves a customer's secure payment profile using their unique ID.
Run a new payment transaction (auth, capture, etc.) using the create_transaction tool.
Get summary statistics for any specific settlement batch using get_batch_statistics.
Retrieve a customer's payment profile by ID using get_customer_profile.
Get a list of all completed (settled) batches for a specified date range with get_settled_batch_list.
Fetch all available details for one specific transaction ID using get_transaction_details.
Retrieve a full list of transactions belonging to a known, settled batch using get_transaction_list.
Get a list of the most recent transactions that haven't settled yet using get_unsettled_transaction_list.
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Authorize.net MCP Server: 10 Tools for Payments
These tools let your agent programmatically manage the entire payment lifecycle, from initiating transactions to calculating batch statistics and handling refunds.
019d7555create transaction
Initiates a new payment transaction, specifying the type (auth, capture, etc.) and the request data.
019d7555get batch statistics
Fetches summary statistics for a specific, completed batch of transactions.
019d7555get customer profile
Retrieves a customer's secure payment profile using their unique ID.
019d7555get settled batch list
Gets a list of completed (settled) batches within a specified date range.
019d7555get transaction details
Retrieves all data points for a single, specific transaction ID.
019d7555get transaction list
Lists all transactions that belong to a specific, known settled batch.
019d7555get unsettled transaction list
Lists the most recent transactions that are currently pending settlement.
019d7555list customer profiles
Gets a list of all available customer profile IDs to start an investigation.
019d7555refund transaction
Processes a refund against a transaction that has already successfully settled.
019d7555void transaction
Cancels a transaction that is currently pending settlement.
Choose How to Get Started
Build a custom MCP for your own tools, or connect a ready-made integration from our catalog.
Build Your Own
Turn any API into an MCP. Import a spec, define Agent Skills, or deploy with MCPFusion.
- Import from OpenAPI, Swagger, or YAML specs
- Create Agent Skills with progressive disclosure
- Deploy to edge with MCPFusion framework
- Built in DLP, auth, and compliance on every call
- Real time usage dashboard and cost metering
- Publish to catalog or keep private
Make Your AI Do More
Start with Authorize.net, then connect any of our 4,700+ other servers whenever your AI needs more. One click, no limits.
- Use this MCP plus 4,700+ others, all in one place
- Add new capabilities to your AI anytime you want
- Every connection is secured and compliant automatically
- Track usage and costs across all your servers
- Works with Claude, ChatGPT, Cursor, and more
- New servers added to the catalog every week
What you can do with this MCP connector
Connect your merchant account to your AI client and handle the whole payment life cycle—auth, capture, refund, and void—using plain talk. This server gives your AI agent direct access to Authorize.net, so you can manage your money moves without leaving your workspace.
Process new payments
Your agent can run a new payment transaction (auth, capture, etc.) using create_transaction.
Check batch performance
It fetches summary statistics for any specific, completed batch of transactions using get_batch_statistics.
Look up customer data
Your agent retrieves a customer's secure payment profile using their unique ID via get_customer_profile. You can also get a list of all available customer profile IDs to start an investigation with list_customer_profiles.
View settled batch history
It pulls a list of all completed (settled) batches for a specified date range using get_settled_batch_list.
Inspect transactions and queues
Your agent can get a full list of transactions belonging to a known, settled batch with get_transaction_list, or it can list the most recent transactions that haven't settled yet using get_unsettled_transaction_list. It also lets you fetch all available details for one specific transaction ID using get_transaction_details.
Handle refunds and voids
Your agent processes a refund against a transaction that's already successfully settled using refund_transaction, and it can cancel a transaction that's currently pending settlement using void_transaction.
How Authorize.net MCP Works
- 1 Subscribe to the Authorize.net server and enter your API Login ID and Transaction Key.
- 2 Tell your AI client the action you need (e.g., 'Refund $50.00 for transaction ID X').
- 3 Your agent calls the correct tool, processes the data, and sends you the result directly in conversation.
The bottom line is, you talk to your AI agent, and the agent handles the API calls and data formatting for you.
Who Is Authorize.net MCP For?
This is for finance and e-commerce managers who spend too much time navigating dashboards. If your job involves checking settlement status, processing refunds, or auditing transaction data, this server gets you straight to the answer. It cuts out the manual clicks and the copy-pasting of IDs.
Auditing recent payment flows, checking if a refund went through, or listing transactions from a settled batch without opening the payment portal.
Monitoring overall payment health, checking if customer billing profiles are up to date, or processing credits directly from their chat interface.
Testing payment flows in a sandbox environment, or running scripts to check transaction metadata for compliance audits.
What Changes When You Connect
- Process payments and reversals instantly. You can initiate a refund using
refund_transactionor cancel a pending payment withvoid_transaction—all through simple chat commands. No dashboard navigation required. - Cut through the noise of payment data. Instead of scrolling through thousands of records, use
get_batch_statisticsto instantly know how many transactions settled and if anything looks off. - Simplify customer billing. Need to check a client's payment method? Use
get_customer_profileto retrieve their secure details without asking a developer for a report. - Track money flow in real time.
get_unsettled_transaction_listshows you exactly what's waiting to settle, letting you know immediately if there's a backlog or an issue. - Audit complex payment history. Use
get_transaction_listcombined withget_transaction_detailsto build a complete timeline for any specific settled batch. - Maintain compliance visibility. You can list all settled batches via
get_settled_batch_listto prove a record of activity for any given date range.
Real-World Use Cases
A refund is needed, but the ID is buried in an email.
The ops engineer gets a request to refund $50. They use get_transaction_details with the provided ID to verify the transaction status. Since it's settled, they then run refund_transaction, confirming the refund reference ID in the chat.
Checking payment health for the day's sales.
The e-commerce manager needs a quick daily report. They first call get_settled_batch_list to find the last batch ID, then use get_batch_statistics to get the total count, voids, and refunds processed for the entire day.
Investigating a failed payment.
A developer needs to debug why a payment failed. They start by using get_unsettled_transaction_list to see the most recent failures, then call get_transaction_details on the specific failed ID to pull the error codes.
Onboarding a new client with payment history.
The finance analyst needs to verify a customer's payment standing. They first run list_customer_profiles to get the ID, then use get_customer_profile to confirm the payment details before running a new create_transaction.
The Tradeoffs
Trying to check all transactions manually.
Logging into the merchant dashboard, clicking 'Transactions', setting date ranges, and clicking through multiple tabs to get a complete picture. This takes 20 minutes and requires copying 50 IDs.
→
Get the overview first. Run get_settled_batch_list to get the batch ID, then use get_transaction_list to pull all relevant transactions in one go. Finally, if needed, grab the details on a single ID with get_transaction_details.
Assuming transactions are settled.
Trying to refund or void a transaction without first checking its status. You might send the request, only to get an API error because the transaction is still pending.
→
Always check the status first. Use get_unsettled_transaction_list to see what's pending, or get_transaction_details to see if it's settled before calling refund_transaction or void_transaction.
Calling the API for every single ID.
If you have 50 transaction IDs, you manually run 50 separate API calls. This is slow, and you risk hitting rate limits.
→
Group your requests. Use get_transaction_list to get a batch view, or use get_batch_statistics for a high-level summary. Only drill down to get_transaction_details if the summary view isn't enough.
When It Fits, When It Doesn't
Use this server if your job requires managing money flow: processing refunds, auditing settlements, or checking customer billing status. It's essential for finance, e-commerce, and dev teams that need instant API access. Don't use it if you just need to read a static report that doesn't change. If you only need to view a basic list of customer names without payment details, a standard CRM integration might be enough. But if you need to act on the payment data—like refunding or voiding—you need the specific tools here.
Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Authorize.net. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.
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Works with Claude, ChatGPT, Cursor, and more
The Model Context Protocol standardizes how applications expose capabilities to LLMs. Instead of operating in isolation, your AI gains direct access to external platforms, live data, and real-world actions through secure, standardized connections.
This server provides 10 capabilities that interface natively with Claude, ChatGPT, Cursor, and any MCP client. No middleware. No custom integration required.
Available Capabilities
Manual payment reconciliation takes too much time.
Today, if you need to check a payment status, you open the merchant portal. You navigate to the transactions tab, filter by date, then you have to manually copy the IDs. If you need to know how much was settled, you have to click through multiple summary pages. It's a lot of tabs and copy-pasting just to get a simple answer.
With this MCP server, you just tell your agent, 'What was the settlement total for the last batch?' and you get the answer in seconds. The agent handles all the complex API calls, giving you the final, actionable number right in your chat.
Authorize.net MCP Server: Manage Payments & Accounts
You eliminate the need to manually navigate between 'Unsettled Queue,' 'Settled Batches,' and 'Customer Profiles.' Everything—from checking the status of an ID with `get_transaction_details` to running a full refund with `refund_transaction`—is now available via simple, natural language commands.
This isn't just a data view; it's an operational layer. Your AI client performs the actions—it voids the transaction, it processes the refund, it updates the record. It's a direct command, not a report.
Common Questions About Authorize.net MCP
How do I check if a transaction was successfully refunded using the refund_transaction tool? +
The refund_transaction tool confirms success immediately. It will return a reference ID for the refund and state the transaction ID it applied to, letting you verify the action right away.
What's the difference between get_unsettled_transaction_list and get_transaction_list? +
get_unsettled_transaction_list shows payments that are pending settlement right now. get_transaction_list only pulls transactions that belong to a specific batch that has already been fully settled.
Can I get the current customer profile data using get_customer_profile? +
Yes, get_customer_profile retrieves the secure payment information linked to a customer ID. You need the customer's ID to run this tool.
Does get_batch_statistics cover all types of transactions? +
No. get_batch_statistics provides summary data for a single, specific settled batch. To see all transaction types, you must first call get_transaction_list for that batch.
How do I start a new payment using create_transaction? +
You must specify the payment action (like 'auth' or 'capture') and provide all necessary data in the request body. The tool requires the transaction type first.
What are the prerequisites for using the `get_settled_batch_list` tool? +
You must provide a valid date range for the batch search. This tool retrieves a list of settled batches, allowing you to pinpoint specific processing periods for financial analysis.
How do I audit past payment activity using `get_transaction_list`? +
You first specify the settled batch ID to narrow the scope. The tool then lists all transactions within that batch, giving you a complete audit trail of activity for that period.
If a payment failed, which tool should I use to investigate using transaction data? +
Use get_transaction_details to pull complete information. This tool provides all metadata for a specific transaction, helping you diagnose why it didn't settle.
Can the AI automatically process a refund for a specific transaction ID? +
Yes! Use the create_transaction tool with the 'refundTransaction' type. You'll need to provide the original transaction ID and the amount to be credited back to the customer.
How do I check for transactions that have not yet been settled? +
Simply ask the agent to run the get_unsettled_transaction_list tool. It will return all transactions currently sitting in your unsettled queue for review.
Is it possible to manage customer payment profiles securely through the AI? +
Yes. The get_customer_profile tool allows the agent to retrieve stored profiles (without exposing full sensitive card data), enabling you to manage recurring billing and saved information securely.
Use it with your favorite AI tools
Connect this server to Cursor, Claude, VS Code, and more.
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