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Monnify MCP Server

Name: Monnify
Availability: InStock
Author: Vinkius

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Manage payments and virtual accounts in Nigeria via Monnify — track transactions and reserve accounts directly from your AI agent.

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What is the Monnify MCP Server?

The Monnify MCP Server gives AI agents like Claude, ChatGPT, and Cursor direct access to Monnify via 10 tools. Manage payments and virtual accounts in Nigeria via Monnify — track transactions and reserve accounts directly from your AI agent. Powered by the Vinkius - no API keys, no infrastructure, connect in under 2 minutes.

Built-in capabilities (10)

get_account_detailsget_transactioninit_paymentlist_bankslist_disbursementslist_monnify_invoiceslist_reserved_accountslist_settlementslist_transactionsreserve_account

Tools for your AI Agents to operate Monnify

Ask your AI agent "List my most recent transactions on Monnify." and get the answer without opening a single dashboard. With 10 tools connected to real Monnify data, your agents reason over live information, cross-reference it with other MCP servers, and deliver insights you would spend hours assembling manually.

Works with Claude, ChatGPT, Cursor, and any MCP-compatible client. Powered by the Vinkius - your credentials never touch the AI model, every request is auditable. Connect in under two minutes.

Why teams choose Vinkius

One subscription gives you access to thousands of MCP servers - and you can deploy your own to the Vinkius Edge. Your AI agents only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure and security, zero maintenance.

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Monnify MCP Server capabilities

10 tools

get_account_details

Get reserved account details

get_transaction

Get transaction details

init_payment

Initialize a payment transaction

list_banks

List supported Nigerian banks

list_disbursements

List bank transfers (disbursements)

list_monnify_invoices

List Monnify digital invoices

list_reserved_accounts

List reserved virtual accounts

list_settlements

List merchant settlements

list_transactions

List Monnify transactions

reserve_account

Create a reserved virtual account

What the Monnify MCP Server unlocks

Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.

What you can do

Transaction Monitoring — List all payments and get real-time status updates and references.
Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
Invoice Management — Access digital invoices generated via the Monnify platform.
Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
Bank Discovery — List all supported Nigerian banks for disbursements and account verification.

How it works

1. Subscribe to this server
2. Enter your Monnify API Key and Secret Key
3. Start managing your Nigerian finances from Claude, Cursor, or any MCP client

Who is this for?

Fintech Startups — quickly create virtual accounts for new users or verify transaction statuses.
Merchant Operations — monitor daily collections and bank transfer performance in the Nigerian market.
Support Teams — verify payment references and customer account details during assistance.

Frequently asked questions about the Monnify MCP Server

Can I use this server with the Monnify Sandbox?

This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.

What information is required to reserve a virtual account?

You need to provide a unique account reference, the account name to display, and the customer's full name and email address.

Are all Nigerian banks supported?

Most major commercial banks in Nigeria are supported. You can use the list_banks tool to see the current list of supported institutions for transfers and reservations.