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How to Use the Monnify MCP in Windsurf

Use the Monnify MCP Server to let Windsurf automate your Nigerian payment workflows and virtual account management.

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Windsurf

Connect Monnify MCP to Windsurf

Create your Vinkius account to connect Monnify to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Automated account reservation in Windsurf

Cascade can reserve virtual accounts for your users without you leaving the editor. Just tell it the customer details, and it executes `reserve_account` to provision the infrastructure immediately. Once the account exists, use `get_account_details` to verify the status. Windsurf chains these operations to ensure your database stays in sync with your payment provider.

Real-time transaction tracking

Stop digging through dashboards to find payment status. Give Windsurf the reference, and it runs `get_transaction` to pull the exact record from the API. When you need a broader view, it uses `list_transactions` to aggregate data. This MCP Server lets your agent analyze payment patterns directly in your codebase.

Financial settlement audits

Reconcile your books by letting Windsurf fetch settlement data. It calls `list_settlements` to grab recent payout info, keeping your financial logs current. It also handles `list_disbursements` for tracking outgoing transfers. Your agent handles the heavy lifting of data gathering so you can focus on the logic.

Setup guide

Set up Monnify MCP in Windsurf

Prerequisites

  • Windsurf IDE installed (macOS, Windows, or Linux)
  • Active Vinkius subscription with a valid endpoint token
  1. 1

    Open MCP configuration

    Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.

  2. 2

    Add the Monnify MCP

    Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.

  3. 3

    Refresh MCPs

    Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.

  4. 4

    Verify in Cascade

    Start a new Cascade conversation and ask something like "Show my Monnify payment history." If connected, Cascade will call the Monnify tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json
{
  "mcpServers": {
    "monnify-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Monnify. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

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Single dashboard

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place for every integration

Every tool your AI connects to, managed from a single screen. One account, complete control.

Common questions about Monnify MCP in Windsurf

Open your MCP settings in Windsurf and add the server configuration under the mcpServers key. Once you hit refresh, Cascade detects the available tools automatically.
Yes, you can use the `list_disbursements` tool to track outgoing transfers. It helps you keep an eye on your cash flow without manual lookups.
Vinkius handles the connection securely using endpoint tokens. Your agent only accesses the specific data points required to execute the tools you authorize.
It does. You just need to configure your environment variables with the sandbox credentials. Windsurf will then execute calls against the test environment.
Absolutely. Just trigger the `list_banks` tool, and the server returns the current list of supported Nigerian financial institutions.

Start using the Monnify MCP today

We host it, we monitor it, we maintain it. You just paste one token.

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