How to Use the Monnify MCP in VS Code Copilot

Q: How do I share the Monnify MCP Server setup with my team in VS Code Copilot?

Create a .vscode/mcp.json file in your repository and commit it to Git. Once your team members update to VS Code 1.96+, they will automatically have access to the tools.

Q: Can we initialize payments through VS Code Copilot using Monnify?

Yes, you can run the initpayment tool directly from the Copilot chat. This allows developers to quickly generate sandbox payment links to test frontend redirection flows.

Q: Can I query outgoing merchant transfers?

Yes, you run the listdisbursements tool to retrieve a list of bank transfers. This helps you verify that your payout logic is executing correctly.

Equip your development team to manage Monnify virtual accounts and payments directly from VS Code Copilot.

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Connect Monnify MCP to VS Code Copilot

Create your Vinkius account to connect Monnify to VS Code Copilot and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Monnify with VS Code Copilot

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Team-wide virtual account management in VS Code Copilot

The `reserve_account` tool enables your development team to spin up virtual bank accounts directly within VS Code Copilot. By committing a shared configuration, every developer can use `get_account_details` and `list_reserved_accounts` to test account routing. This shared setup ensures consistent testing across your engineering team. Instead of sharing a single merchant login, developers query the API securely through their own editor panels.

Audit transaction histories from the chat panel

Using `list_transactions` and `get_transaction`, this MCP Server gives your team instant access to payment states directly in VS Code Copilot. Developers can troubleshoot payment failures by asking Copilot to inspect specific transaction payloads. This workflow keeps your debugging loops tight. You don't need to leave your editor to check if a test transaction went through or to inspect its metadata.

Verify settlements and invoices on the fly

The `list_settlements` tool lets your team pull merchant payout records directly into their workspace. When building billing dashboards, developers use `list_monnify_invoices` to compare local database records with live Monnify invoice states. To prevent transfer issues, the `list_banks` tool provides real-time bank routing codes. Copilot uses this data to write precise validation rules for your checkout forms.

Setup guide

Set up Monnify MCP in VS Code Copilot

Prerequisites

VS Code 1.99 or later with GitHub Copilot extension
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and run "MCP: Add Server". Select HTTP (Streamable) as the server type. VS Code will create .vscode/mcp.json in your workspace.
2

Add the Monnify MCP

Paste the JSON snippet shown on the right into your .vscode/mcp.json. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Switch to Agent mode

Open Copilot Chat (Cmd+Shift+I / Ctrl+Shift+I) and switch to Agent mode using the dropdown. MCP tools are only available in Agent mode — they do not appear in Edit or Ask modes.
4

Verify the connection

In the Copilot Chat input, type # to list available tools. You should see the Monnify tools listed. Try asking: "List my recent Monnify transactions" and Copilot will invoke them automatically.

.vscode/mcp.json

{
  "mcpServers": {
    "monnify-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Common questions about Monnify MCP in VS Code Copilot

Create a `.vscode/mcp.json` file in your repository and commit it to Git. Once your team members update to VS Code 1.96+, they will automatically have access to the tools.

Yes, you can run the `init_payment` tool directly from the Copilot chat. This allows developers to quickly generate sandbox payment links to test frontend redirection flows.

The server handles rate limiting transparently, but you can use `list_transactions` with pagination parameters to avoid hitting API thresholds during heavy debugging sessions.

Yes, you run the `list_disbursements` tool to retrieve a list of bank transfers. This helps you verify that your payout logic is executing correctly.

Yes, your API keys and transaction details are handled through secure local environment variables. The financial data never transits through third-party telemetry, keeping your Nigerian banking operations compliant.

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