Monnify MCP Server for Vercel AI SDK 10 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect Monnify through Vinkius and every tool is available as a typed function. ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token. get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using Monnify, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Monnify MCP Server
Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.
The Vercel AI SDK gives every Monnify tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 10 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
What you can do
- Transaction Monitoring — List all payments and get real-time status updates and references.
- Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
- Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
- Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
- Invoice Management — Access digital invoices generated via the Monnify platform.
- Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
- Bank Discovery — List all supported Nigerian banks for disbursements and account verification.
The Monnify MCP Server exposes 10 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Monnify to Vercel AI SDK via MCP
Follow these steps to integrate the Monnify MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 10 tools from Monnify and passes them to the LLM
Why Use Vercel AI SDK with the Monnify MCP Server
Vercel AI SDK provides unique advantages when paired with Monnify through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Monnify integration everywhere
Built-in streaming UI primitives let you display Monnify tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Monnify + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the Monnify MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query Monnify in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate Monnify tools and return structured JSON responses to any frontend
Chatbots with tool use: embed Monnify capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with Monnify through natural language queries
Monnify MCP Tools for Vercel AI SDK (10)
These 10 tools become available when you connect Monnify to Vercel AI SDK via MCP:
get_account_details
Get reserved account details
get_transaction
Get transaction details
init_payment
Initialize a payment transaction
list_banks
List supported Nigerian banks
list_disbursements
List bank transfers (disbursements)
list_monnify_invoices
List Monnify digital invoices
list_reserved_accounts
List reserved virtual accounts
list_settlements
List merchant settlements
list_transactions
List Monnify transactions
reserve_account
Create a reserved virtual account
Example Prompts for Monnify in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with Monnify immediately.
"List my most recent transactions on Monnify."
"Reserve a virtual account for a new customer named 'Ayo Balogun'."
"List all Nigerian banks supported by Monnify."
Troubleshooting Monnify MCP Server with Vercel AI SDK
Common issues when connecting Monnify to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpMonnify + Vercel AI SDK FAQ
Common questions about integrating Monnify MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect Monnify with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect Monnify to Vercel AI SDK
Get your token, paste the configuration, and start using 10 tools in under 2 minutes. No API key management needed.