Can I use this server with the Monnify Sandbox?

This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.

What information is required to reserve a virtual account?

You need to provide a unique account reference, the account name to display, and the customer's full name and email address.

Are all Nigerian banks supported?

Most major commercial banks in Nigeria are supported. You can use the `list_banks` tool to see the current list of supported institutions for transfers and reservations.

Monnify MCP Server for VS Code Copilot 10 tools — connect in under 2 minutes

Name: Monnify
Availability: InStock
Author: Vinkius

code.visualstudio.com/docs/copilot/chat/mcp-servers

Built by Vinkius GDPR 10 Tools IDE

GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

RecommendedModern Approach — Zero Configuration

Vinkius Desktop App

The modern way to manage MCP Servers — no config files, no terminal commands. Install Monnify and 2,500+ MCP Servers from a single visual interface.

Download Free Open SourceNo signup required

Classic Setup·json

{
  "mcpServers": {
    "monnify": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About Monnify MCP Server

Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.

GitHub Copilot Agent mode brings Monnify data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 10 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.

What you can do

Transaction Monitoring — List all payments and get real-time status updates and references.
Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
Invoice Management — Access digital invoices generated via the Monnify platform.
Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
Bank Discovery — List all supported Nigerian banks for disbursements and account verification.

The Monnify MCP Server exposes 10 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect Monnify to VS Code Copilot via MCP

Follow these steps to integrate the Monnify MCP Server with VS Code Copilot.

Create MCP config

Create a .vscode/mcp.json file in your project root

Add the server config

Paste the JSON configuration above

Enable Agent mode

Open GitHub Copilot Chat and switch to Agent mode using the dropdown

Start using Monnify

Ask Copilot: "Using Monnify, help me...". 10 tools available

Why Use VS Code Copilot with the Monnify MCP Server

GitHub Copilot for Visual Studio Code provides unique advantages when paired with Monnify through the Model Context Protocol.

VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor

Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access

Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop

GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services

Monnify + VS Code Copilot Use Cases

Practical scenarios where VS Code Copilot combined with the Monnify MCP Server delivers measurable value.

Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step

DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review

Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses

Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples

Monnify MCP Tools for VS Code Copilot (10)

These 10 tools become available when you connect Monnify to VS Code Copilot via MCP:

get_account_details

Get reserved account details

get_transaction

Get transaction details

init_payment

Initialize a payment transaction

list_banks

List supported Nigerian banks

list_disbursements

List bank transfers (disbursements)

list_monnify_invoices

List Monnify digital invoices

list_reserved_accounts

List reserved virtual accounts

list_settlements

List merchant settlements

list_transactions

List Monnify transactions

reserve_account

Create a reserved virtual account

Example Prompts for Monnify in VS Code Copilot

Ready-to-use prompts you can give your VS Code Copilot agent to start working with Monnify immediately.

"List my most recent transactions on Monnify."

"Reserve a virtual account for a new customer named 'Ayo Balogun'."

"List all Nigerian banks supported by Monnify."

Troubleshooting Monnify MCP Server with VS Code Copilot

Common issues when connecting Monnify to VS Code Copilot through the Vinkius, and how to resolve them.

MCP tools not available

Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.

Monnify + VS Code Copilot FAQ

Common questions about integrating Monnify MCP Server with VS Code Copilot.

Which VS Code version supports MCP?

MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.

How do I switch to Agent mode?

Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.

Can I restrict which MCP tools Copilot can access?

Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.

Does MCP work in VS Code Remote or Codespaces?

Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.