Monnify MCP Server for Windsurf 10 tools — connect in under 2 minutes
Windsurf brings agentic AI coding to a purpose-built IDE. Connect Monnify through Vinkius and Cascade will auto-discover every tool. ask questions, generate code, and act on live data without leaving your editor.
ASK AI ABOUT THIS MCP SERVER
Vinkius supports streamable HTTP and SSE.
Vinkius Desktop App
The modern way to manage MCP Servers — no config files, no terminal commands. Install Monnify and 2,500+ MCP Servers from a single visual interface.
{
"mcpServers": {
"monnify": {
"url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
}
}
}
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About Monnify MCP Server
Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.
Windsurf's Cascade agent chains multiple Monnify tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 10 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.
What you can do
- Transaction Monitoring — List all payments and get real-time status updates and references.
- Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
- Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
- Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
- Invoice Management — Access digital invoices generated via the Monnify platform.
- Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
- Bank Discovery — List all supported Nigerian banks for disbursements and account verification.
The Monnify MCP Server exposes 10 tools through the Vinkius. Connect it to Windsurf in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect Monnify to Windsurf via MCP
Follow these steps to integrate the Monnify MCP Server with Windsurf.
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
Add the server
Paste the JSON configuration above into mcp_config.json
Save and reload
Windsurf will detect the new server automatically
Start using Monnify
Open Cascade and ask: "Using Monnify, help me...". 10 tools available
Why Use Windsurf with the Monnify MCP Server
Windsurf provides unique advantages when paired with Monnify through the Model Context Protocol.
Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention
Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively
JSON-based configuration means zero code changes: paste a URL, reload, and all 10 tools are immediately available
Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts
Monnify + Windsurf Use Cases
Practical scenarios where Windsurf combined with the Monnify MCP Server delivers measurable value.
Automated code generation: ask Cascade to fetch data from Monnify and generate models, types, or handlers based on real API responses
Live debugging: query Monnify tools mid-session to inspect production data while debugging without leaving the editor
Documentation generation: pull schema information from Monnify and have Cascade generate comprehensive API docs automatically
Rapid prototyping: combine Monnify data with Cascade's code generation to scaffold entire features in minutes
Monnify MCP Tools for Windsurf (10)
These 10 tools become available when you connect Monnify to Windsurf via MCP:
get_account_details
Get reserved account details
get_transaction
Get transaction details
init_payment
Initialize a payment transaction
list_banks
List supported Nigerian banks
list_disbursements
List bank transfers (disbursements)
list_monnify_invoices
List Monnify digital invoices
list_reserved_accounts
List reserved virtual accounts
list_settlements
List merchant settlements
list_transactions
List Monnify transactions
reserve_account
Create a reserved virtual account
Example Prompts for Monnify in Windsurf
Ready-to-use prompts you can give your Windsurf agent to start working with Monnify immediately.
"List my most recent transactions on Monnify."
"Reserve a virtual account for a new customer named 'Ayo Balogun'."
"List all Nigerian banks supported by Monnify."
Troubleshooting Monnify MCP Server with Windsurf
Common issues when connecting Monnify to Windsurf through the Vinkius, and how to resolve them.
Server not connecting
Monnify + Windsurf FAQ
Common questions about integrating Monnify MCP Server with Windsurf.
How does Windsurf discover MCP tools?
mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.Can Cascade chain multiple MCP tool calls?
Does Windsurf support multiple MCP servers?
mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.Connect Monnify with your favorite client
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Connect Monnify to Windsurf
Get your token, paste the configuration, and start using 10 tools in under 2 minutes. No API key management needed.