How to Use the Xero MCP in Cursor

Q: How does Cursor handle the Xero MCP Server setup?

You define it in a project-scope file: .cursor/mcp.json. You add the server under mcpServers using either the command arguments or a remote URL. Then, make sure Agent mode is enabled in your chat.

Q: Which types of financial reports are available with Xero and Cursor?

You can get both getbalancesheet data and the P&L report using getprofitandloss. These tools provide structured JSON that your code can consume directly.

Q: How do I list payments applied to invoices in Cursor?

You use the listxeropayments tool. This function pulls every payment record and details which specific invoice it's applied against, letting you write code that tracks payment history.

Q: What data types does this MCP Server touch in Cursor?

It touches transaction records, account structures (listchartofaccounts), and detailed financial reports. The core data type is the structured accounting record from Xero.

Write code using live Xero data directly in Cursor's Agent mode.

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Connect Xero MCP to Cursor

Create your Vinkius account to connect Xero to Cursor and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Xero with Cursor

Ask AI about this MCP

ChatGPT

Claude

Perplexity

Fetch the balance sheet for coding.

When you need to write logic based on financial status, use `get_balance_sheet`. This tool pulls assets, liabilities, and equity totals into your current code context. You're not working with mock data here; it’s real API response JSON. Your agent can inject these precise figures directly where you're writing a calculation function.

List all Xero chart of accounts.

The `list_chart_of_accounts` tool provides a complete list of every account in your Xero system. This is crucial for ensuring that any financial code you write uses the correct account identifiers. Your AI client can cross-reference this output to validate variables before they even hit compile time.

Get specific invoice details.

If you're building a script that needs deep data on one bill, `get_invoice_details` is what you want. It retrieves every piece of information tied to a single Xero invoice. This lets you write targeted code—say, only calculating tax based on specific line items.

Setup guide

Set up Xero MCP in Cursor

Prerequisites

Cursor installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP Settings

Go to Cursor Settings → MCP or open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and search for "MCP: Add Server".
2

Add the Xero MCP

Cursor will create or open .cursor/mcp.json in your project root. Paste the JSON snippet on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Enable Agent mode

Open Composer (Cmd+I / Ctrl+I) and switch to Agent mode using the dropdown at the top. MCP tools are only available in Agent mode.
4

Verify the connection

Ask Cursor something like "List my recent Xero transactions." If the MCP tools are loaded correctly, Cursor will call the Xero tools automatically. You can also check Settings → MCP for a green status indicator.

.cursor/mcp.json

{
  "mcpServers": {
    "xero-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Xero. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Xero MCP in Cursor

You define it in a project-scope file: `.cursor/mcp.json`. You add the server under `mcpServers` using either the command arguments or a remote URL. Then, make sure Agent mode is enabled in your chat.

Yes. When you enable Agent mode, the AI generates working code that incorporates live API responses from the MCP Server, meaning your functions run against real Xero context, not stubs.

You can get both `get_balance_sheet` data and the P&L report using `get_profit_and_loss`. These tools provide structured JSON that your code can consume directly.

You use the `list_xero_payments` tool. This function pulls every payment record and details which specific invoice it's applied against, letting you write code that tracks payment history.

It touches transaction records, account structures (`list_chart_of_accounts`), and detailed financial reports. The core data type is the structured accounting record from Xero.

Use it with your favorite AI tools

Connect this server to Cursor, Claude, VS Code, and more.

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