How to Use the Xero MCP in Mastra AI

Q: Can Mastra AI manage Xero bank transactions?

Yes. The listbanktransactions tool allows you to pull all recorded bank entries. Your agent can use this data in a multi-step workflow, for example, checking if a transaction matches an expected invoice payment.

Q: What happens when I check Xero organization details with Mastra AI?

The getorganisationinfo tool retrieves the core setup data. Your agent uses this information to validate subsequent operations, ensuring you're working within the correct organizational context.

Q: Does the MCP Server support listing Xero payments for Mastra AI?

It does. The listxeropayments tool lets your workflow pull all payments applied to invoices, which is crucial for validating revenue streams within complex multi-step processes.

Q: What specific Xero data types are managed by the MCP Server?

The server manages core financial records. When running a getbalancesheet tool, it specifically handles assets, liabilities, and equity totals.

Build complex Xero workflows that recover from failure using Mastra AI's robust agent framework.

See Vinkius in Action

Works with every AI agent you already use

…and any MCP-compatible client

MCP Servers - Free for Subscribers

Connect Xero MCP to Mastra AI

Create your Vinkius account to connect Xero to Mastra AI and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

GDPR Free for Subscribers

Setup Xero with Mastra AI

Ask AI about this MCP

ChatGPT

Claude

Perplexity

Run Multi-Step Financial Checks

The `list_xero_contacts` tool lets your workflow check all registered customers and suppliers. If the primary contact fails validation, Mastra AI's built-in conditional branching can automatically switch to a secondary list. This capability means you build processes that don't stop when something goes wrong; they adapt, like retrying with an alternate payment method or notifying a different admin.

Calculate P&L Over Time

Use `get_profit_and_loss` to retrieve the PnL report for defined date ranges. Your workflow can check if the data is missing, and if so, automatically adjust the start or end dates before retrying. This failure-tolerant approach ensures that even if a financial period has incomplete records, your agent tries different paths until it gets the required reporting period.

Process Invoices Batch Style

The `list_xero_invoices` tool gathers all sales and purchase invoices. Your Mastra AI workflow can loop through this list, checking each one's status. If an invoice is marked 'unpaid,' the agent triggers a defined retry action. It’s about building resilience into finance: if one step in processing a batch of documents fails, the whole system doesn't crash; it attempts to fix itself.

Setup guide

Set up Xero MCP in Mastra AI

Prerequisites

Node.js 18+ and a TypeScript project
@mastra/mcp + @mastra/core packages
Active Vinkius subscription with a valid endpoint token

1

Install dependencies
Run npm install @mastra/mcp @mastra/core plus your preferred model provider (e.g. @ai-sdk/openai).
2

Configure the MCPClient
Create an MCPClient with your Vinkius endpoint as a URL object. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Discover and inject tools
Call mcpClient.listTools() and spread the result into your agent's tools object. All Xero tools become native Mastra tools.
4

Run with any model
Swap openai("gpt-4o") for any AI SDK-compatible provider. Call agent.generate() and the agent routes tool calls through MCP automatically.

agent.ts

import { MCPClient } from "@mastra/mcp";
import { Agent } from "@mastra/core/agent";
import { openai } from "@ai-sdk/openai";

const mcpClient = new MCPClient({
  id: "xero-mcp-client",
  servers: {
    "xero-mcp": {
      url: new URL(
        "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
      ),
    },
  },
});

const agent = new Agent({
  name: "Xero Agent",
  model: openai("gpt-4o"),
  instructions: "You have access to Xero tools.",
  tools: {
    ...(await mcpClient.listTools()),
  },
});

const result = await agent.generate(
  "List recent Xero transactions"
);
console.log(result.text);

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Xero. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

Connect Xero now

Real-time monitoring

Live

visibility into every interaction

Connect your favorite tools to your AI and see exactly what's happening — every request, every response, in real time.

Built-in savings

60%

lower AI costs

Vinkius compresses data between your apps and your AI automatically. Lower bills every month — no configuration required.

Single dashboard

One

place for every integration

Every tool your AI connects to, managed from a single screen. One account, complete control.

Common questions about Xero MCP in Mastra AI

Mastra AI automatically handles failures. If a tool call like `get_invoice_details` fails, the agent executes conditional branching or retries the operation with exponential backoff until it succeeds.

Yes. The `list_bank_transactions` tool allows you to pull all recorded bank entries. Your agent can use this data in a multi-step workflow, for example, checking if a transaction matches an expected invoice payment.

The `get_organisation_info` tool retrieves the core setup data. Your agent uses this information to validate subsequent operations, ensuring you're working within the correct organizational context.

It does. The `list_xero_payments` tool lets your workflow pull all payments applied to invoices, which is crucial for validating revenue streams within complex multi-step processes.

The server manages core financial records. When running a `get_balance_sheet` tool, it specifically handles assets, liabilities, and equity totals.

Use it with your favorite AI tools

Connect this server to Cursor, Claude, VS Code, and more.

OpenAI Agents SDK sdk-python

Google ADK sdk-python

Pydantic AI sdk-python