How to Use the Checkout.com MCP in Cursor

Q: How do I set up the Checkout.com MCP server in Cursor?

Add the server's configuration to the mcp.json file in your project's .cursor directory. This scopes the tools to your current project. Once saved, you can start using the tools in Cursor's Agent mode.

Hook your Cursor agent to live Checkout.com data. Generate code that uses real payment details, not stubs or mock data.

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Connect Checkout.com MCP to Cursor

Create your Vinkius account to connect Checkout.com to Cursor and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Checkout.com with Cursor

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Code with live payment data

This tool gives your Cursor agent direct access to your Checkout.com payment data. When you're writing code to handle payment statuses, you can ask your agent to fetch a real transaction using `get_payment_details`. It will pull the live data right into your editor. Your agent can then generate accurate code based on that live response. No more writing parsers against stale mock data or guessing at the structure of a gateway response. You build with the real thing from the start.

Script payment operations with your Cursor agent

Go beyond just reading data. Your agent can write scripts that perform real payment actions. Tell it to `request_payment` for a specific customer, and it will generate the code to do it. The same goes for capturing funds with `capture_payment` or issuing refunds with `refund_payment`. This turns your agent into a powerful partner for building and testing payment logic. You can prototype complex sequences, like a multi-step payment flow or a batch refund script, and get working code in seconds.

Build and test instrument vaulting

The server exposes tools for managing vaulted customer payment methods. Ask your agent to generate code that saves a new card using `create_instrument` or removes an old one with `delete_instrument`. It's a fast way to build out your subscription or account management features. Because the agent uses your actual Checkout.com MCP Server, you can test the entire lifecycle. Your agent can fetch a list of saved cards with `get_instrument`, and you can immediately see the results of the code you're writing. It tightens the feedback loop between writing and testing.

Setup guide

Set up Checkout.com MCP in Cursor

Prerequisites

Cursor installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP Settings

Go to Cursor Settings → MCP or open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and search for "MCP: Add Server".
2

Add the Checkout.com MCP

Cursor will create or open .cursor/mcp.json in your project root. Paste the JSON snippet on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Enable Agent mode

Open Composer (Cmd+I / Ctrl+I) and switch to Agent mode using the dropdown at the top. MCP tools are only available in Agent mode.
4

Verify the connection

Ask Cursor something like "List my recent Checkout.com transactions." If the MCP tools are loaded correctly, Cursor will call the Checkout.com tools automatically. You can also check Settings → MCP for a green status indicator.

.cursor/mcp.json

{
  "mcpServers": {
    "checkoutcom-1-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Checkout.com. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Checkout.com MCP in Cursor

Add the server's configuration to the `mcp.json` file in your project's `.cursor` directory. This scopes the tools to your current project. Once saved, you can start using the tools in Cursor's Agent mode.

Your agent doesn't just give you functions; it writes the code for you using live data. You can say, "Get the details for this payment and write a function to check if it was captured," and Cursor will use the `get_payment_details` tool to fetch the data and then write the actual code.

Yes. You can instruct your agent to write a script that iterates through a list of transaction IDs and calls the `refund_payment` tool for each one. Cursor will generate the complete, runnable script for you.

Authentication is handled by the Vinkius platform. You place a single endpoint token in your `mcp.json` configuration. Cursor sends that token with each request, and Vinkius manages the secure connection to the Checkout.com API on your behalf.

The MCP Server interacts with payment and instrument data, such as transaction IDs, amounts, and vaulted card tokens from Checkout.com. Your sensitive credentials are not exposed in your codebase. Every tool call is executed in a fresh, ephemeral sandbox on Vinkius, which is destroyed after the operation completes.

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