How to Use the Finmo MCP in Vercel AI SDK

Q: How do I fetch Finmo transaction history in Vercel AI SDK?

Use the listpayins or listpayouts tools within your streamText call. These tools return arrays of objects that you can map directly to your frontend components.

Q: Can I trigger Finmo payouts from Vercel AI SDK components?

Yes. Pass the createpayout tool to your agent and ensure your environment variables have the required API permissions. The agent executes the request once the parameters are confirmed.

Connect your Vercel AI SDK interface to Finmo for real-time payment visibility without the loading spinners.

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…and any MCP-compatible client

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Connect Finmo MCP to Vercel AI SDK

Create your Vinkius account to connect Finmo to Vercel AI SDK and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Finmo with Vercel AI SDK

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Stream live payment data directly into your UI

Your Vercel AI SDK interface pulls live financial records as they happen. You won't wait for batch processing when you call `list_payins` or `list_payouts`. Data streams straight into your React or Next.js components. The end user watches the transaction status update instantly as the agent fetches current records.

Execute cross-border transactions with Finmo

Trigger payments directly from your application logic using `create_payout`. Your agent handles the heavy lifting while you maintain a clean UI. Check `get_fx_rate` before committing to a transfer. The results appear in your dashboard instantly, allowing for precise control over your currency conversions.

Monitor multi-currency wallets in real-time

Keep a pulse on your liquidity by querying `list_wallets` through your AI client. You get an immediate view of your balance across all supported regions. Your interface displays these balances as they update. It’s the fastest way to verify you have the funds ready before moving capital through your agent.

Setup guide

Set up Finmo MCP in Vercel AI SDK

Prerequisites

Node.js 18+ and a TypeScript project
ai + @modelcontextprotocol/sdk packages
Active Vinkius subscription with a valid endpoint token

1

Install dependencies

Run npm install ai @modelcontextprotocol/sdk plus your preferred model provider (e.g. @ai-sdk/openai).
2

Create the Streamable HTTP transport

Use StreamableHTTPClientTransport with your Vinkius endpoint URL. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Discover and use tools

Call mcpClient.tools() to auto-discover all Finmo tools. Pass them directly to generateText() or streamText() — no manual schema definitions needed.
4

Works with any model provider

Swap openai("gpt-4o") for any AI SDK provider — Anthropic, Google, Mistral. The MCP tools work identically across all supported models.

index.ts

import { experimental_createMCPClient as createMCPClient } from "ai";
import { StreamableHTTPClientTransport } from "@modelcontextprotocol/sdk/client/streamableHttp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";

const transport = new StreamableHTTPClientTransport(
  new URL("https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp")
);

const mcpClient = await createMCPClient({ transport });
const tools = await mcpClient.tools();

const { text } = await generateText({
  model: openai("gpt-4o"),
  tools,
  prompt: "List recent Finmo transactions",
});

console.log(text);
await mcpClient.close();

Get your connection token →

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Finmo. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

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Real-time monitoring

Live

visibility into every interaction

Connect your favorite tools to your AI and see exactly what's happening — every request, every response, in real time.

Built-in savings

60%

lower AI costs

Vinkius compresses data between your apps and your AI automatically. Lower bills every month — no configuration required.

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place for every integration

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Common questions about Finmo MCP in Vercel AI SDK

Use the `list_payins` or `list_payouts` tools within your `streamText` call. These tools return arrays of objects that you can map directly to your frontend components.

Yes. Pass the `create_payout` tool to your agent and ensure your environment variables have the required API permissions. The agent executes the request once the parameters are confirmed.

The server uses SSE or HTTP transport for low-latency communication. You receive data as soon as the Finmo sandbox or production API responds.

You manage the endpoint token and auth headers when initializing the client. The server itself remains stateless and ephemeral.

The server only touches transaction IDs, wallet balances, and customer identifiers. Your data stays within your authorized connection and is never stored on the Vinkius infrastructure.

Use it with your favorite AI tools

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