How to Use the Finmo MCP in Google ADK

Q: How do I add the Finmo MCP Server to my Google ADK agent?

Install the ADK, then define the McpToolset pointing to your Vinkius HTTP URL. Pass this toolset directly into the tools list of your Google ADK LlmAgent constructor.

Q: Can Google ADK agents reconcile Finmo incoming payments automatically?

Yes. The Google ADK agent calls listpayins to fetch recent deposits, matches them against customer profiles with listcustomers, and updates your cloud database.

Q: How do I restrict a Google ADK agent to read-only Finmo data?

When initializing your Google ADK McpToolset, use the optional tool filter to only expose read-only tools like listwallets and listvirtualaccounts, blocking destructive tools like createpayout.

Q: Does this setup support high-volume global transfers?

Absolutely. The Google ADK agent checks listbeneficiaries to find the correct recipient, verifies the corridor using listpayinmethods, and executes the transfer via createpayout.

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Create your Vinkius account to connect Finmo to Google ADK and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Finmo with Google ADK

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Enterprise liquidity analysis via Google ADK

This MCP Server allows Gemini models to cross-reference your live Finmo balances by calling `list_wallets` to check current multi-currency holdings. The Google ADK agent instantly compares these figures against your BigQuery financial projections. Using the long-context window of the Google ADK, your Gemini agent processes months of Finmo transaction logs from `list_payins` and `list_payouts` in a single prompt. It spots discrepancies and suggests rebalancing strategies without running out of memory.

Automated customer onboarding and billing

Your Google ADK agent manages the entire merchant onboarding lifecycle using `create_customer` to establish new user accounts. It immediately runs `list_virtual_accounts` to assign local Finmo collection details to that user. When a customer requests a payment link, the Google ADK agent queries `list_payin_methods` to find the cheapest regional rail and initiates the transaction with `create_payin`. Vertex AI tracking logs every decision, keeping your compliance audits clean.

Real-time FX risk mitigation

Volatile currency corridors require quick decisions, prompting your Google ADK system to monitor the market using `get_fx_rate`. The agent checks if current rates warrant a Finmo payout execution via `create_payout` or if funds should remain in local virtual accounts. By restricting the toolset using the optional `tool_names` filter in the Google ADK, you can limit your automated risk agent to only read-only tools like `list_beneficiaries` and `list_refunds` during high-volatility periods. This MCP Server configuration keeps your capital safe while keeping the agent informed.

Setup guide

Set up Finmo MCP in Google ADK

Prerequisites

Python 3.10+ installed
google-adk package (pip install google-adk)
Active Vinkius subscription with a valid endpoint token

1

Install Google ADK

Run pip install google-adk to install the Agent Development Kit. MCP support is included via the McpToolset class.
2

Connect via SSE transport

Use McpToolset.from_server() with SseServerParams pointing to your Vinkius endpoint. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Create an LlmAgent

Pass the returned mcp_tools list directly to LlmAgent(tools=mcp_tools). The ADK maps each MCP tool to a native Gemini function call — no manual schema definitions required.
4

Run with any Gemini model

The agent works with any Gemini model (gemini-2.0-flash, gemini-2.5-pro, etc.). Copy the full example on the right to get started with Finmo tools in your ADK agent.

agent.py

from google.adk.agents import LlmAgent
from google.adk.tools.mcp_tool.mcp_toolset import McpToolset
from google.adk.tools.mcp_tool.mcp_session_manager import SseServerParams

# Connect to the MCP via SSE
mcp_tools, exit_stack = await McpToolset.from_server(
    connection_params=SseServerParams(
        url="https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    )
)

# Create your agent with auto-discovered tools
agent = LlmAgent(
    name="Finmo_agent",
    model="gemini-2.0-flash",
    instruction="You have access to Finmo tools via MCP.",
    tools=mcp_tools,
)

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Common questions about Finmo MCP in Google ADK

Install the ADK, then define the `McpToolset` pointing to your Vinkius HTTP URL. Pass this toolset directly into the `tools` list of your Google ADK `LlmAgent` constructor.

Yes. The Google ADK agent calls `list_payins` to fetch recent deposits, matches them against customer profiles with `list_customers`, and updates your cloud database.

When initializing your Google ADK `McpToolset`, use the optional tool filter to only expose read-only tools like `list_wallets` and `list_virtual_accounts`, blocking destructive tools like `create_payout`.

Absolutely. The Google ADK agent checks `list_beneficiaries` to find the correct recipient, verifies the corridor using `list_payin_methods`, and executes the transfer via `create_payout`.

All customer metadata, refund logs, and bank details are processed inside Vinkius's zero-trust V8 sandbox. This prevents the Google ADK or Google Cloud logs from ever intercepting or storing your raw Finmo API credentials.

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