How to Use the Finmo MCP in Cursor

Q: How do I add the Finmo MCP Server to my Cursor editor?

Create a .cursor/mcp.json file in your project root and define the Finmo server configuration there. Once saved, enable Agent mode in Cursor to start calling Finmo tools like listcustomers and createpayout.

Generate code using real Finmo transaction data and manage wallets directly inside the Cursor editor.

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Connect Finmo MCP to Cursor

Create your Vinkius account to connect Finmo to Cursor and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Finmo with Cursor

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Write code using live Finmo API responses in Cursor

Stop writing your financial integrations using fake mock data inside Cursor's editor. With this MCP Server running in Cursor, your AI coding agent calls the Finmo `list_payin_methods` tool to pull actual payment options into your codebase. When you ask Cursor to build a checkout flow, it uses Finmo `create_customer` and `create_payin` to generate working code. You get Cursor-generated files that match your actual Finmo API payload structure on the first try.

Debug live transaction failures inside your editor

When a Finmo payout fails, you do not need to leave Cursor to inspect external logs. Your Cursor agent runs the Finmo `list_payouts` and `list_refunds` tools to pull the exact error payloads directly into your editor's terminal. Cursor analyzes these Finmo API responses to locate the bug in your active workspace. It then writes the fix and verifies it against your Finmo `list_virtual_accounts` setup to ensure correct routing.

Real-time FX rate integration during active coding

Building a multi-currency checkout in Cursor requires accurate pricing calculations. This integration lets your Cursor agent run the Finmo `get_fx_rate` tool to pull live market rates directly into your open files. You can test your currency conversion logic on the fly within Cursor. The agent generates the exact math needed to convert balances across Finmo `list_wallets`, ensuring your code handles spreads correctly before you commit.

Setup guide

Set up Finmo MCP in Cursor

Prerequisites

Cursor installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP Settings

Go to Cursor Settings → MCP or open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and search for "MCP: Add Server".
2

Add the Finmo MCP

Cursor will create or open .cursor/mcp.json in your project root. Paste the JSON snippet on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Enable Agent mode

Open Composer (Cmd+I / Ctrl+I) and switch to Agent mode using the dropdown at the top. MCP tools are only available in Agent mode.
4

Verify the connection

Ask Cursor something like "List my recent Finmo transactions." If the MCP tools are loaded correctly, Cursor will call the Finmo tools automatically. You can also check Settings → MCP for a green status indicator.

.cursor/mcp.json

{
  "mcpServers": {
    "finmo-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Finmo. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Finmo MCP in Cursor

Create a `.cursor/mcp.json` file in your project root and define the Finmo server configuration there. Once saved, enable Agent mode in Cursor to start calling Finmo tools like `list_customers` and `create_payout`.

Yes, when you ask Cursor to write tests, its agent runs the Finmo `list_payins` tool to inspect real transaction payloads. Cursor then uses those exact structures to generate highly accurate test suites for your codebase.

You can use Cursor's chat interface to query your active Finmo balances via `list_wallets`. If you need to execute a test transfer, ask Cursor to call the Finmo `create_payout` tool using virtual account details.

Yes, you can configure your Finmo API keys to only have read access or restrict them to the sandbox environment. This ensures Cursor only runs safe test transactions when invoking MCP tools like `create_payout`.

Your Finmo customer PII is protected because Cursor only invokes tools like `list_customers` when you explicitly request it. All traffic goes through a secure V8 isolate sandbox on Vinkius, keeping your Finmo credentials safe.

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