How to Use the Finmo MCP in Claude

Q: How do I configure my local Claude Desktop app to talk to Finmo?

Open your local claudedesktopconfig.json file and add the Finmo server configuration under the mcpServers block. Once saved, your Claude Desktop agent can instantly run Finmo tools like listwallets and createpayout.

Q: How does Claude Desktop handle multi-currency conversions using Finmo?

Your Claude Desktop agent uses the Finmo getfxrate tool to pull live currency conversion rates directly into your chat. You can then instruct Claude to execute a Finmo createpayout using those converted rates.

Run global Finmo payouts and check multi-currency wallets directly inside your local Claude Desktop app.

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Run Finmo payouts directly from your Claude Desktop chat

Avoid manual data entry by letting your Claude Desktop app trigger Finmo payouts directly from your conversation history. When you ask Claude to send money, it invokes the Finmo `create_payout` tool and pulls recipient info using `list_beneficiaries`. Because this local Claude Desktop configuration runs on your machine, it securely handles your Finmo API credentials without exposing your financial transactions. You get immediate confirmation of your Finmo payout status right inside the Claude chat interface.

Instant wallet tracking with this local MCP Server

Managing global accounts is easier when your Claude Desktop agent pulls live Finmo balances using `list_wallets`. If you need to route a localized transfer, Claude checks your Finmo `list_virtual_accounts` to find the correct clearing details. You can ask the Claude Desktop app to cross-reference your active Finmo balances against pending invoices. Claude processes these numbers locally, giving you a quick breakdown of your Finmo liquidity without exposing raw financial spreadsheets.

Real-time FX quoting and pay-in setup

Before sending cross-border transfers, your Claude Desktop agent fetches live currency conversions using the Finmo `get_fx_rate` tool. This lets you calculate exact exchange costs directly in your Claude conversation before executing a transaction. To accept customer payments, ask Claude to query Finmo `list_payin_methods` for regional options. Claude then calls Finmo `create_payin` to generate the payment instructions, which you can copy straight from your desktop chat.

Setup guide

Set up Finmo MCP in Claude Web or Desktop

1

Open Claude Settings

Go to claude.ai, click your profile icon, then navigate to Customize → Connectors.
2

Add Custom Connector

Click the "+" button and select Add custom connector. Paste your Vinkius endpoint URL: https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com. For OAuth-protected servers, expand Advanced settings to add credentials.
3

Start a conversation

Open a new chat. The Finmo MCP tools are available immediately — no restart needed.

Endpoint URL

https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp

No configuration file needed — paste the URL directly in the Claude web interface.

Available on Free (1 connector), Pro, Max, Team, and Enterprise plans.

Prerequisites

Claude Desktop installed (macOS or Windows)
Active Vinkius subscription with a valid endpoint token

1

Open Claude Desktop Settings

Click the menu icon at the top-left corner, go to Settings → Developer → Edit Config. This opens claude_desktop_config.json in your default text editor.
2

Paste the Finmo MCP configuration

Copy the JSON snippet on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Restart Claude Desktop

Close and reopen the application. Claude needs a full restart to load new MCPs — refreshing a conversation is not enough.
4

Verify the connection

Open a new conversation. Click the 🔌 icon at the bottom of the message input. You should see tools listed under finmo-mcp.

json

{
  "mcpServers": {
    "finmo-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Finmo. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Finmo MCP in Claude Desktop

Open your local `claude_desktop_config.json` file and add the Finmo server configuration under the `mcpServers` block. Once saved, your Claude Desktop agent can instantly run Finmo tools like `list_wallets` and `create_payout`.

Yes, you can connect this MCP Server to Claude.ai by adding your hosted Finmo Vinkius URL as a custom connector. Once authenticated, your web-based Claude agent can run Finmo `list_customers` or `list_payins` during your active chat sessions.

Your Claude Desktop agent uses the Finmo `get_fx_rate` tool to pull live currency conversion rates directly into your chat. You can then instruct Claude to execute a Finmo `create_payout` using those converted rates.

If a transaction fails, ask your Claude Desktop agent to run the Finmo `list_refunds` tool to check the status. Claude will parse the Finmo API response and display the exact failure codes directly in your chat window.

Your Finmo wallet balances and transaction logs are protected because Claude Desktop processes the data locally via stdio transport. The Vinkius sandbox ensures your Finmo API keys remain isolated and are never shared with public LLM training sets.

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