GoCardless MCP Server for Vercel AI SDK 12 tools — connect in under 2 minutes
The Vercel AI SDK is the TypeScript toolkit for building AI-powered applications. Connect GoCardless through the Vinkius and every tool is available as a typed function — ready for React Server Components, API routes, or any Node.js backend.
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Vinkius supports streamable HTTP and SSE.
import { createMCPClient } from "@ai-sdk/mcp";
import { generateText } from "ai";
import { openai } from "@ai-sdk/openai";
async function main() {
const mcpClient = await createMCPClient({
transport: {
type: "http",
// Your Vinkius token — get it at cloud.vinkius.com
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
});
try {
const tools = await mcpClient.tools();
const { text } = await generateText({
model: openai("gpt-4o"),
tools,
prompt: "Using GoCardless, list all available capabilities.",
});
console.log(text);
} finally {
await mcpClient.close();
}
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About GoCardless MCP Server
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
The Vercel AI SDK gives every GoCardless tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through the Vinkius and stream results progressively to React, Svelte, or Vue components — works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to Vercel AI SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect GoCardless to Vercel AI SDK via MCP
Follow these steps to integrate the GoCardless MCP Server with Vercel AI SDK.
Install dependencies
Run npm install @ai-sdk/mcp ai @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the script
Save to agent.ts and run with npx tsx agent.ts
Explore tools
The SDK discovers 12 tools from GoCardless and passes them to the LLM
Why Use Vercel AI SDK with the GoCardless MCP Server
Vercel AI SDK provides unique advantages when paired with GoCardless through the Model Context Protocol.
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime — same GoCardless integration everywhere
Built-in streaming UI primitives let you display GoCardless tool results progressively in React, Svelte, or Vue components
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
GoCardless + Vercel AI SDK Use Cases
Practical scenarios where Vercel AI SDK combined with the GoCardless MCP Server delivers measurable value.
AI-powered web apps: build dashboards that query GoCardless in real-time and stream results to the UI with zero loading states
API backends: create serverless endpoints that orchestrate GoCardless tools and return structured JSON responses to any frontend
Chatbots with tool use: embed GoCardless capabilities into conversational interfaces with streaming responses and tool call visibility
Internal tools: build admin panels where team members interact with GoCardless through natural language queries
GoCardless MCP Tools for Vercel AI SDK (12)
These 12 tools become available when you connect GoCardless to Vercel AI SDK via MCP:
create_new_payment
Initiate a collection
get_account_details
Get account identity
get_customer_details
Get customer metadata
get_mandate_status
Check mandate details
get_payment_details
Get payment metadata
list_direct_debit_payments
List all payments
list_merchant_payouts
List bank payouts
list_payment_customers
List all customers
list_payment_mandates
List active mandates
list_payment_refunds
List reversed payments
list_recurring_subscriptions
List recurring plans
verify_api_connection
Check connection
Example Prompts for GoCardless in Vercel AI SDK
Ready-to-use prompts you can give your Vercel AI SDK agent to start working with GoCardless immediately.
"List all my payments that are currently 'pending_submission'."
"Check the status of mandate 'MD12345'."
"Show me the last 3 payouts sent to my bank account."
Troubleshooting GoCardless MCP Server with Vercel AI SDK
Common issues when connecting GoCardless to Vercel AI SDK through the Vinkius, and how to resolve them.
createMCPClient is not a function
npm install @ai-sdk/mcpGoCardless + Vercel AI SDK FAQ
Common questions about integrating GoCardless MCP Server with Vercel AI SDK.
How does the Vercel AI SDK connect to MCP servers?
createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.Can I use MCP tools in Edge Functions?
Does it support streaming tool results?
useChat and streamText that handle tool calls and display results progressively in the UI.Connect GoCardless with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect GoCardless to Vercel AI SDK
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.