GoCardless MCP Server for VS Code Copilot 12 tools — connect in under 2 minutes
GitHub Copilot in VS Code is the most widely adopted AI coding assistant, embedded directly into the world's most popular code editor. With MCP support in Agent mode, Copilot can access external data and APIs to generate context-aware code grounded in real-time information.
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{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
}
}
}
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About GoCardless MCP Server
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
GitHub Copilot Agent mode brings GoCardless data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 12 tools — Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to VS Code Copilot in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect GoCardless to VS Code Copilot via MCP
Follow these steps to integrate the GoCardless MCP Server with VS Code Copilot.
Create MCP config
Create a .vscode/mcp.json file in your project root
Add the server config
Paste the JSON configuration above
Enable Agent mode
Open GitHub Copilot Chat and switch to Agent mode using the dropdown
Start using GoCardless
Ask Copilot: "Using GoCardless, help me..." — 12 tools available
Why Use VS Code Copilot with the GoCardless MCP Server
GitHub Copilot for Visual Studio Code provides unique advantages when paired with GoCardless through the Model Context Protocol.
VS Code is used by over 70% of developers — adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
Project-scoped MCP configs (`.vscode/mcp.json`) let you commit server configurations to your repository, ensuring the entire team shares the same tool access
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
GoCardless + VS Code Copilot Use Cases
Practical scenarios where VS Code Copilot combined with the GoCardless MCP Server delivers measurable value.
Live API integration: Copilot can query an MCP server, inspect the response schema, and generate typed API client code in the same step
DevSecOps workflows: security teams can give developers access to domain intelligence tools directly in their editor for real-time vulnerability assessment during code review
Data pipeline development: Copilot fetches sample data via MCP and generates transformation scripts, validators, and test fixtures from actual API responses
Documentation generation: Copilot queries available tools and auto-generates README sections, API reference docs, and usage examples
GoCardless MCP Tools for VS Code Copilot (12)
These 12 tools become available when you connect GoCardless to VS Code Copilot via MCP:
create_new_payment
Initiate a collection
get_account_details
Get account identity
get_customer_details
Get customer metadata
get_mandate_status
Check mandate details
get_payment_details
Get payment metadata
list_direct_debit_payments
List all payments
list_merchant_payouts
List bank payouts
list_payment_customers
List all customers
list_payment_mandates
List active mandates
list_payment_refunds
List reversed payments
list_recurring_subscriptions
List recurring plans
verify_api_connection
Check connection
Example Prompts for GoCardless in VS Code Copilot
Ready-to-use prompts you can give your VS Code Copilot agent to start working with GoCardless immediately.
"List all my payments that are currently 'pending_submission'."
"Check the status of mandate 'MD12345'."
"Show me the last 3 payouts sent to my bank account."
Troubleshooting GoCardless MCP Server with VS Code Copilot
Common issues when connecting GoCardless to VS Code Copilot through the Vinkius, and how to resolve them.
MCP tools not available
GoCardless + VS Code Copilot FAQ
Common questions about integrating GoCardless MCP Server with VS Code Copilot.
Which VS Code version supports MCP?
How do I switch to Agent mode?
Can I restrict which MCP tools Copilot can access?
Does MCP work in VS Code Remote or Codespaces?
.vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.Connect GoCardless with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect GoCardless to VS Code Copilot
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.