GoCardless MCP Server for Mastra AI 12 tools — connect in under 2 minutes
Mastra AI is a TypeScript-native agent framework built for modern web stacks. Connect GoCardless through the Vinkius and Mastra agents discover all tools automatically — type-safe, streaming-ready, and deployable anywhere Node.js runs.
ASK AI ABOUT THIS MCP SERVER
Vinkius supports streamable HTTP and SSE.
import { Agent } from "@mastra/core/agent";
import { createMCPClient } from "@mastra/mcp";
import { openai } from "@ai-sdk/openai";
async function main() {
// Your Vinkius token — get it at cloud.vinkius.com
const mcpClient = await createMCPClient({
servers: {
"gocardless": {
url: "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp",
},
},
});
const tools = await mcpClient.getTools();
const agent = new Agent({
name: "GoCardless Agent",
instructions:
"You help users interact with GoCardless " +
"using 12 tools.",
model: openai("gpt-4o"),
tools,
});
const result = await agent.generate(
"What can I do with GoCardless?"
);
console.log(result.text);
}
main();
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About GoCardless MCP Server
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
Mastra's agent abstraction provides a clean separation between LLM logic and GoCardless tool infrastructure. Connect 12 tools through the Vinkius and use Mastra's built-in workflow engine to chain tool calls with conditional logic, retries, and parallel execution — deployable to any Node.js host in one command.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to Mastra AI in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect GoCardless to Mastra AI via MCP
Follow these steps to integrate the GoCardless MCP Server with Mastra AI.
Install dependencies
Run npm install @mastra/core @mastra/mcp @ai-sdk/openai
Replace the token
Replace [YOUR_TOKEN_HERE] with your Vinkius token
Run the agent
Save to agent.ts and run with npx tsx agent.ts
Explore tools
Mastra discovers 12 tools from GoCardless via MCP
Why Use Mastra AI with the GoCardless MCP Server
Mastra AI provides unique advantages when paired with GoCardless through the Model Context Protocol.
Mastra's agent abstraction provides a clean separation between LLM logic and tool infrastructure — add GoCardless without touching business code
Built-in workflow engine chains MCP tool calls with conditional logic, retries, and parallel execution for complex automation
TypeScript-native: full type inference for every GoCardless tool response with IDE autocomplete and compile-time checks
One-command deployment to any Node.js host — Vercel, Railway, Fly.io, or your own infrastructure
GoCardless + Mastra AI Use Cases
Practical scenarios where Mastra AI combined with the GoCardless MCP Server delivers measurable value.
Automated workflows: build multi-step agents that query GoCardless, process results, and trigger downstream actions in a typed pipeline
SaaS integrations: embed GoCardless as a first-class tool in your product's AI features with Mastra's clean agent API
Background jobs: schedule Mastra agents to query GoCardless on a cron and store results in your database automatically
Multi-agent systems: create specialist agents that collaborate using GoCardless tools alongside other MCP servers
GoCardless MCP Tools for Mastra AI (12)
These 12 tools become available when you connect GoCardless to Mastra AI via MCP:
create_new_payment
Initiate a collection
get_account_details
Get account identity
get_customer_details
Get customer metadata
get_mandate_status
Check mandate details
get_payment_details
Get payment metadata
list_direct_debit_payments
List all payments
list_merchant_payouts
List bank payouts
list_payment_customers
List all customers
list_payment_mandates
List active mandates
list_payment_refunds
List reversed payments
list_recurring_subscriptions
List recurring plans
verify_api_connection
Check connection
Example Prompts for GoCardless in Mastra AI
Ready-to-use prompts you can give your Mastra AI agent to start working with GoCardless immediately.
"List all my payments that are currently 'pending_submission'."
"Check the status of mandate 'MD12345'."
"Show me the last 3 payouts sent to my bank account."
Troubleshooting GoCardless MCP Server with Mastra AI
Common issues when connecting GoCardless to Mastra AI through the Vinkius, and how to resolve them.
createMCPClient not exported
npm install @mastra/mcpGoCardless + Mastra AI FAQ
Common questions about integrating GoCardless MCP Server with Mastra AI.
How does Mastra AI connect to MCP servers?
MCPClient with the server URL and pass it to your agent. Mastra discovers all tools and makes them available with full TypeScript types.Can Mastra agents use tools from multiple servers?
Does Mastra support workflow orchestration?
Connect GoCardless with your favorite client
Step-by-step setup guides for every MCP-compatible client and framework:
Anthropic's native desktop app for Claude with built-in MCP support.
AI-first code editor with integrated LLM-powered coding assistance.
GitHub Copilot in VS Code with Agent mode and MCP support.
Purpose-built IDE for agentic AI coding workflows.
Autonomous AI coding agent that runs inside VS Code.
Anthropic's agentic CLI for terminal-first development.
Python SDK for building production-grade OpenAI agent workflows.
Google's framework for building production AI agents.
Type-safe agent development for Python with first-class MCP support.
TypeScript toolkit for building AI-powered web applications.
TypeScript-native agent framework for modern web stacks.
Python framework for orchestrating collaborative AI agent crews.
Leading Python framework for composable LLM applications.
Data-aware AI agent framework for structured and unstructured sources.
Microsoft's framework for multi-agent collaborative conversations.
Connect GoCardless to Mastra AI
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.