GoCardless MCP Server for Windsurf 12 tools — connect in under 2 minutes
Windsurf brings agentic AI coding to a purpose-built IDE. Connect GoCardless through Vinkius and Cascade will auto-discover every tool. ask questions, generate code, and act on live data without leaving your editor.
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Vinkius supports streamable HTTP and SSE.
Vinkius Desktop App
The modern way to manage MCP Servers — no config files, no terminal commands. Install GoCardless and 2,500+ MCP Servers from a single visual interface.




{
"mcpServers": {
"gocardless": {
"url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
}
}
}
* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
About GoCardless MCP Server
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
Windsurf's Cascade agent chains multiple GoCardless tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 12 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to Windsurf in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.
How to Connect GoCardless to Windsurf via MCP
Follow these steps to integrate the GoCardless MCP Server with Windsurf.
Open MCP Settings
Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"
Add the server
Paste the JSON configuration above into mcp_config.json
Save and reload
Windsurf will detect the new server automatically
Start using GoCardless
Open Cascade and ask: "Using GoCardless, help me...". 12 tools available
Why Use Windsurf with the GoCardless MCP Server
Windsurf provides unique advantages when paired with GoCardless through the Model Context Protocol.
Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention
Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively
JSON-based configuration means zero code changes: paste a URL, reload, and all 12 tools are immediately available
Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts
GoCardless + Windsurf Use Cases
Practical scenarios where Windsurf combined with the GoCardless MCP Server delivers measurable value.
Automated code generation: ask Cascade to fetch data from GoCardless and generate models, types, or handlers based on real API responses
Live debugging: query GoCardless tools mid-session to inspect production data while debugging without leaving the editor
Documentation generation: pull schema information from GoCardless and have Cascade generate comprehensive API docs automatically
Rapid prototyping: combine GoCardless data with Cascade's code generation to scaffold entire features in minutes
GoCardless MCP Tools for Windsurf (12)
These 12 tools become available when you connect GoCardless to Windsurf via MCP:
create_new_payment
Initiate a collection
get_account_details
Get account identity
get_customer_details
Get customer metadata
get_mandate_status
Check mandate details
get_payment_details
Get payment metadata
list_direct_debit_payments
List all payments
list_merchant_payouts
List bank payouts
list_payment_customers
List all customers
list_payment_mandates
List active mandates
list_payment_refunds
List reversed payments
list_recurring_subscriptions
List recurring plans
verify_api_connection
Check connection
Example Prompts for GoCardless in Windsurf
Ready-to-use prompts you can give your Windsurf agent to start working with GoCardless immediately.
"List all my payments that are currently 'pending_submission'."
"Check the status of mandate 'MD12345'."
"Show me the last 3 payouts sent to my bank account."
Troubleshooting GoCardless MCP Server with Windsurf
Common issues when connecting GoCardless to Windsurf through the Vinkius, and how to resolve them.
Server not connecting
GoCardless + Windsurf FAQ
Common questions about integrating GoCardless MCP Server with Windsurf.
How does Windsurf discover MCP tools?
mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.Can Cascade chain multiple MCP tool calls?
Does Windsurf support multiple MCP servers?
mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.Connect GoCardless with your favorite client
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Microsoft's framework for multi-agent collaborative conversations.
Connect GoCardless to Windsurf
Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.
