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GoCardless MCP Server for Windsurf 12 tools — connect in under 2 minutes

Built by Vinkius GDPR 12 Tools IDE

Windsurf brings agentic AI coding to a purpose-built IDE. Connect GoCardless through Vinkius and Cascade will auto-discover every tool. ask questions, generate code, and act on live data without leaving your editor.

Vinkius supports streamable HTTP and SSE.

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Classic Setup·json
{
  "mcpServers": {
    "gocardless": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}
GoCardless
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IAMAccess control
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* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About GoCardless MCP Server

Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.

Windsurf's Cascade agent chains multiple GoCardless tool calls autonomously. query data, analyze results, and generate code in a single agentic session. Paste Vinkius Edge URL, reload, and all 12 tools are immediately available. Real-time tool feedback appears inline, so you see API responses directly in your editor.

Key Features

  • Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
  • Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
  • Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
  • Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
  • Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
  • Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
  • Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.

The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to Windsurf in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect GoCardless to Windsurf via MCP

Follow these steps to integrate the GoCardless MCP Server with Windsurf.

01

Open MCP Settings

Go to Settings → MCP Configuration or press Cmd+Shift+P and search "MCP"

02

Add the server

Paste the JSON configuration above into mcp_config.json

03

Save and reload

Windsurf will detect the new server automatically

04

Start using GoCardless

Open Cascade and ask: "Using GoCardless, help me...". 12 tools available

Why Use Windsurf with the GoCardless MCP Server

Windsurf provides unique advantages when paired with GoCardless through the Model Context Protocol.

01

Windsurf's Cascade agent autonomously chains multiple tool calls in sequence, solving complex multi-step tasks without manual intervention

02

Purpose-built for agentic workflows. Cascade understands context across your entire codebase and integrates MCP tools natively

03

JSON-based configuration means zero code changes: paste a URL, reload, and all 12 tools are immediately available

04

Real-time tool feedback is displayed inline, so you see API responses directly in your editor without switching contexts

GoCardless + Windsurf Use Cases

Practical scenarios where Windsurf combined with the GoCardless MCP Server delivers measurable value.

01

Automated code generation: ask Cascade to fetch data from GoCardless and generate models, types, or handlers based on real API responses

02

Live debugging: query GoCardless tools mid-session to inspect production data while debugging without leaving the editor

03

Documentation generation: pull schema information from GoCardless and have Cascade generate comprehensive API docs automatically

04

Rapid prototyping: combine GoCardless data with Cascade's code generation to scaffold entire features in minutes

GoCardless MCP Tools for Windsurf (12)

These 12 tools become available when you connect GoCardless to Windsurf via MCP:

01

create_new_payment

Initiate a collection

02

get_account_details

Get account identity

03

get_customer_details

Get customer metadata

04

get_mandate_status

Check mandate details

05

get_payment_details

Get payment metadata

06

list_direct_debit_payments

List all payments

07

list_merchant_payouts

List bank payouts

08

list_payment_customers

List all customers

09

list_payment_mandates

List active mandates

10

list_payment_refunds

List reversed payments

11

list_recurring_subscriptions

List recurring plans

12

verify_api_connection

Check connection

Example Prompts for GoCardless in Windsurf

Ready-to-use prompts you can give your Windsurf agent to start working with GoCardless immediately.

01

"List all my payments that are currently 'pending_submission'."

02

"Check the status of mandate 'MD12345'."

03

"Show me the last 3 payouts sent to my bank account."

Troubleshooting GoCardless MCP Server with Windsurf

Common issues when connecting GoCardless to Windsurf through the Vinkius, and how to resolve them.

01

Server not connecting

Check Settings → MCP for the server status. Try toggling it off and on.

GoCardless + Windsurf FAQ

Common questions about integrating GoCardless MCP Server with Windsurf.

01

How does Windsurf discover MCP tools?

Windsurf reads the mcp_config.json file on startup and connects to each configured server via Streamable HTTP. Tools are listed in the MCP panel and available to Cascade automatically.
02

Can Cascade chain multiple MCP tool calls?

Yes. Cascade is an agentic system. it can plan and execute multi-step workflows, calling several tools in sequence to accomplish complex tasks without manual prompting between steps.
03

Does Windsurf support multiple MCP servers?

Yes. Add as many servers as needed in mcp_config.json. Each server's tools appear in the MCP panel and Cascade can use tools from different servers in a single flow.

Connect GoCardless to Windsurf

Get your token, paste the configuration, and start using 12 tools in under 2 minutes. No API key management needed.