How do I get an Access Token for GoCardless?

Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.

What is a 'Mandate' in GoCardless?

A mandate is an authorization from your customer that allows you to collect payments from their bank account automatically in the future.

In what units should I provide the payment amount?

The API uses minor units for currency. For example, to collect $1.00 USD (or £1.00 GBP), you must provide the value 100 (cents/pence).

Can I test this without using real money?

Yes! Use the 'sandbox' environment by setting the 'Environment' credential and providing a Sandbox Access Token from your GoCardless account.

GoCardless MCP Server for OpenAI Agents SDK 12 tools — connect in under 2 minutes

Name: GoCardless
Availability: InStock
Author: Vinkius

openai.github.io/openai-agents-python/mcp

Built by Vinkius GDPR 12 Tools SDK

The OpenAI Agents SDK enables production-grade agent workflows in Python. Connect GoCardless through the Vinkius and your agents gain typed, auto-discovered tools with built-in guardrails — no manual schema definitions required.

Get MCP Server for AI Agents

ASK AI ABOUT THIS MCP SERVER

Open in ChatGPT Open in Claude Open in Perplexity

Vinkius supports streamable HTTP and SSE.

python

import asyncio
from agents import Agent, Runner
from agents.mcp import MCPServerStreamableHttp

async def main():
    # Your Vinkius token — get it at cloud.vinkius.com
    async with MCPServerStreamableHttp(
        url="https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    ) as mcp_server:

        agent = Agent(
            name="GoCardless Assistant",
            instructions=(
                "You help users interact with GoCardless. "
                "You have access to 12 tools."
            ),
            mcp_servers=[mcp_server],
        )

        result = await Runner.run(
            agent, "List all available tools from GoCardless"
        )
        print(result.final_output)

asyncio.run(main())

Fully ManagedVinkius Servers

60%Token savings

High SecurityEnterprise-grade

IAMAccess control

EU AI ActCompliant

DLPData protection

V8 IsolateSandboxed

Ed25519Audit chain

<40msKill switch

Stream every event to Splunk, Datadog, or your own webhook in real-time

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure

About GoCardless MCP Server

Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.

The OpenAI Agents SDK auto-discovers all 12 tools from GoCardless through native MCP integration. Build agents with built-in guardrails, tracing, and handoff patterns — chain multiple agents where one queries GoCardless, another analyzes results, and a third generates reports, all orchestrated through the Vinkius.

Key Features

Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.

The GoCardless MCP Server exposes 12 tools through the Vinkius. Connect it to OpenAI Agents SDK in under two minutes — no API keys to rotate, no infrastructure to provision, no vendor lock-in. Your configuration, your data, your control.

How to Connect GoCardless to OpenAI Agents SDK via MCP

Follow these steps to integrate the GoCardless MCP Server with OpenAI Agents SDK.

Install the SDK

Run pip install openai-agents in your Python environment

Replace the token

Replace [YOUR_TOKEN_HERE] with your Vinkius token from cloud.vinkius.com

Run the script

Save the code above and run it: python agent.py

Explore tools

The agent will automatically discover 12 tools from GoCardless

Why Use OpenAI Agents SDK with the GoCardless MCP Server

OpenAI Agents SDK provides unique advantages when paired with GoCardless through the Model Context Protocol.

Native MCP integration via `MCPServerSse` — pass the URL and the SDK auto-discovers all tools with full type safety

Built-in guardrails, tracing, and handoff patterns let you build production-grade agents without reinventing safety infrastructure

Lightweight and composable: chain multiple agents and MCP servers in a single pipeline with minimal boilerplate

First-party OpenAI support ensures optimal compatibility with GPT models for tool calling and structured output

GoCardless + OpenAI Agents SDK Use Cases

Practical scenarios where OpenAI Agents SDK combined with the GoCardless MCP Server delivers measurable value.

Automated workflows: build agents that query GoCardless, process the data, and trigger follow-up actions autonomously

Multi-agent orchestration: create specialist agents — one queries GoCardless, another analyzes results, a third generates reports

Data enrichment pipelines: stream data through GoCardless tools and transform it with OpenAI models in a single async loop

Customer support bots: agents query GoCardless to resolve tickets, look up records, and update statuses without human intervention

GoCardless MCP Tools for OpenAI Agents SDK (12)

These 12 tools become available when you connect GoCardless to OpenAI Agents SDK via MCP:

create_new_payment

Initiate a collection

get_account_details

Get account identity

get_customer_details

Get customer metadata

get_mandate_status

Check mandate details

get_payment_details

Get payment metadata

list_direct_debit_payments

List all payments

list_merchant_payouts

List bank payouts

list_payment_customers

List all customers

list_payment_mandates

List active mandates

list_payment_refunds

List reversed payments

list_recurring_subscriptions

List recurring plans

verify_api_connection

Check connection

Example Prompts for GoCardless in OpenAI Agents SDK

Ready-to-use prompts you can give your OpenAI Agents SDK agent to start working with GoCardless immediately.

"List all my payments that are currently 'pending_submission'."

"Check the status of mandate 'MD12345'."

"Show me the last 3 payouts sent to my bank account."

Troubleshooting GoCardless MCP Server with OpenAI Agents SDK

Common issues when connecting GoCardless to OpenAI Agents SDK through the Vinkius, and how to resolve them.

MCPServerStreamableHttp not found

Ensure you have the latest version: pip install --upgrade openai-agents

Agent not calling tools

Make sure your prompt explicitly references the task the tools can help with.

GoCardless + OpenAI Agents SDK FAQ

Common questions about integrating GoCardless MCP Server with OpenAI Agents SDK.

How does the OpenAI Agents SDK connect to MCP?

Use MCPServerSse(url=...) to create a server connection. The SDK auto-discovers all tools and makes them available to your agent with full type information.