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How to Use the Increase MCP in Cursor

Write banking code in Cursor using live ledger balances and real-time transaction data.

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Connect Increase MCP to Cursor

Create your Vinkius account to connect Increase to Cursor and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Generate real bank details in your editor

The `increase_create_routing_number` tool provisions official ABA routing and account numbers directly inside your Cursor workspace. Your agent calls this tool to generate real banking credentials for your database migrations or test scripts. Instead of coding with dummy strings, your development environment receives actual active numbers. This ensures your ledger routing logic works perfectly before you commit the code.

Audit outbound transfers during development

The `increase_list_transfers` tool pulls your outgoing payment history straight into your active coding session. Your agent reads this output to verify that your transaction reconciliation scripts parse the data fields correctly. You can pair this with `increase_list_transactions` to compare pending transfers against booked ledger entries. Writing financial reconciliation software becomes much faster when your editor has live access to the ledger.

Test wire workflows with Cursor and this MCP Server

You can mock inbound cash flows using the `increase_simulate_inbound_wire` tool inside your Cursor agent chat. This MCP tool lets you test how your application reacts to sudden incoming funds without risking real capital. The tool instantly triggers a simulated wire in your sandbox environment. Your agent can then immediately run validation code to ensure your webhooks process the incoming transfer.

Setup guide

Set up Increase MCP in Cursor

Prerequisites

  • Cursor installed (macOS, Windows, or Linux)
  • Active Vinkius subscription with a valid endpoint token
  1. 1

    Open MCP Settings

    Go to Cursor Settings → MCP or open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and search for "MCP: Add Server".

  2. 2

    Add the Increase MCP

    Cursor will create or open .cursor/mcp.json in your project root. Paste the JSON snippet on the right. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.

  3. 3

    Enable Agent mode

    Open Composer (Cmd+I / Ctrl+I) and switch to Agent mode using the dropdown at the top. MCP tools are only available in Agent mode.

  4. 4

    Verify the connection

    Ask Cursor something like "List my recent Increase transactions." If the MCP tools are loaded correctly, Cursor will call the Increase tools automatically. You can also check Settings → MCP for a green status indicator.

.cursor/mcp.json
{
  "mcpServers": {
    "increase-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Increase. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Increase MCP in Cursor

You add the configuration details to your project-level `.cursor/mcp.json` file. The editor automatically spins up the connection, giving the agent instant access to the banking tools.
Yes, if you provide a production API key. We recommend using a sandbox key during development so the agent only executes simulated wire and ACH transfers.
The agent uses `increase_get_balance` to fetch the real-time numbers and prints them directly in your chat or terminal window. You can ask the agent to format these balances as JSON or Markdown tables.
The `increase_create_card` tool allows the agent to generate new card objects while you write your provisioning microservice. You get the exact response structure to paste directly into your code.
Vinkius secures your financial credentials when using this MCP Server by using ephemeral, short-lived tokens, ensuring that your raw API keys never touch your local git repository. All transaction histories and card details are passed securely via HTTPS directly to the banking API.

Start using the Increase MCP today

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