How to Use the Increase MCP in Windsurf

Q: How does Windsurf check Increase ledger balances before initiating transfers?

Windsurf's Cascade runs increasegetbalance to check the actual Increase ledger before calling increasecreatewire. This step prevents overdraft errors inside Windsurf by confirming funds exist prior to execution.

Q: Can I manage corporate Increase debit cards through Windsurf?

Yes, the Increase MCP server exposes increasecreatecard and increaselistcards to your Windsurf workspace. Windsurf can issue new physical or virtual debit cards and audit active cards programmatically.

Run a programmatic Increase bank directly from Windsurf using this MCP Server to spin up accounts, route funds, and check ledgers.

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Connect Increase MCP to Windsurf

Create your Vinkius account to connect Increase to Windsurf and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Increase with Windsurf

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Automate core banking setups in Windsurf

The `increase_create_account` tool lets Windsurf deploy new Increase bank accounts on demand. Windsurf's Cascade reads your current codebase, determines when a new customer requires a dedicated Increase ledger, and initiates the creation call without manual intervention. Once the Increase account exists, Cascade triggers `increase_create_routing_number` to bind routing codes directly in Windsurf. You watch the entire Increase sequence run inside your Windsurf IDE panel, transforming a multi-day banking setup into a five-second automated routine.

Execute and audit outbound transfers

The `increase_create_wire` tool handles same-day wire movements directly from your Windsurf workspace. When you tell Cascade to settle an invoice, it checks your current Increase ledger using `increase_get_balance` and executes the transfer. For regular payments, Cascade runs `increase_create_ach` to push transactions from Windsurf to US banks. It then monitors the Increase transfer status by querying `increase_list_transfers` to confirm the money cleared safely.

Run isolated sandbox tests

The `increase_simulate_inbound_ach` tool lets you mimic incoming deposits to test Windsurf application logic. Cascade writes the test scripts, triggers the mock Increase inbound transfer, and checks how your Windsurf database handles the webhook. You can also call `increase_simulate_inbound_wire` to test high-value Increase payment flows inside Windsurf. This setup lets Windsurf debug complex ledger updates without risking real capital during development.

Setup guide

Set up Increase MCP in Windsurf

Prerequisites

Windsurf IDE installed (macOS, Windows, or Linux)
Active Vinkius subscription with a valid endpoint token

1

Open MCP configuration

Click the Cascade assistant icon in the sidebar, then click the hammer icon (🔨) at the top of the panel. Select "Configure" to open ~/.codeium/windsurf/mcp_config.json.
2

Add the Increase MCP

Paste the JSON snippet shown on the right into the mcpServers object. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.
3

Refresh MCPs

Go back to the hammer icon (🔨) in Cascade and click "Refresh". Windsurf will detect the new server. No full restart is needed — the connection is hot-reloaded.
4

Verify in Cascade

Start a new Cascade conversation and ask something like "Show my Increase payment history." If connected, Cascade will call the Increase tools directly. You will see a green dot next to the server name in the MCP panel.

mcp_config.json

{
  "mcpServers": {
    "increase-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Increase. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Increase MCP in Windsurf

You use the sandbox simulation tools directly in Windsurf. Cascade executes `increase_simulate_inbound_ach` to mimic Increase deposits, allowing you to debug your code without moving real money.

Yes, Cascade excels at chaining these Increase MCP operations. It calls `increase_create_account` and then immediately triggers `increase_create_routing_number` to deliver a fully functional Increase bank account to Windsurf.

Windsurf's Cascade runs `increase_get_balance` to check the actual Increase ledger before calling `increase_create_wire`. This step prevents overdraft errors inside Windsurf by confirming funds exist prior to execution.

Yes, the Increase MCP server exposes `increase_create_card` and `increase_list_cards` to your Windsurf workspace. Windsurf can issue new physical or virtual debit cards and audit active cards programmatically.

Your sensitive Increase API keys, bank account numbers, and ledger balances never touch persistent storage in Windsurf. Vinkius processes all Increase MCP traffic through transient V8 isolates, ensuring your banking secrets remain encrypted and isolated from other Windsurf users.

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