How to Use the Increase MCP in Mastra AI

Automate your treasury operations with Mastra AI and this MCP Server to handle retries and conditional banking logic.

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Connect Increase MCP to Mastra AI

Create your Vinkius account to connect Increase to Mastra AI and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Setup Increase with Mastra AI

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Automated ACH and Wire Transfers

`increase_create_wire` initiates same-day wire transfers directly through your automated workflows. When a wire fails or hits limit thresholds, `increase_create_ach` acts as a programmatic fallback to route the payment via standard ACH. You configure these steps inside your workflow engine to run sequentially. If the primary transfer method fails, the agent automatically retries the alternative route without human intervention.

Programmatic Account Provisioning

`increase_create_account` sets up a dedicated sub-account whenever a new customer signs up. You immediately follow this by executing `increase_create_routing_number` to bind a unique routing transit number to that specific ledger. Mastra handles the multi-step execution chain, ensuring both steps complete successfully. If the routing number generation fails, the system rolls back the account creation to keep your ledger clean.

Automated Ledger Reconciliation

`increase_list_transfers` pulls your historical transfer data to verify the status of outbound payments. You compare this list with active balances retrieved via `increase_get_balance` to flag discrepancies instantly. The workflow engine runs this comparison on a cron schedule. It automatically triggers alerts or initiates correction transfers if a ledger mismatch occurs.

Setup guide

Set up Increase MCP in Mastra AI

Prerequisites

Node.js 18+ and a TypeScript project
@mastra/mcp + @mastra/core packages
Active Vinkius subscription with a valid endpoint token

1

Install dependencies
Run npm install @mastra/mcp @mastra/core plus your preferred model provider (e.g. @ai-sdk/openai).
2

Configure the MCPClient
Create an MCPClient with your Vinkius endpoint as a URL object. Replace [YOUR_TOKEN_HERE] with your token from cloud.vinkius.com.
3

Discover and inject tools
Call mcpClient.listTools() and spread the result into your agent's tools object. All Increase tools become native Mastra tools.
4

Run with any model
Swap openai("gpt-4o") for any AI SDK-compatible provider. Call agent.generate() and the agent routes tool calls through MCP automatically.

agent.ts

import { MCPClient } from "@mastra/mcp";
import { Agent } from "@mastra/core/agent";
import { openai } from "@ai-sdk/openai";

const mcpClient = new MCPClient({
  id: "increase-mcp-client",
  servers: {
    "increase-mcp": {
      url: new URL(
        "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
      ),
    },
  },
});

const agent = new Agent({
  name: "Increase Agent",
  model: openai("gpt-4o"),
  instructions: "You have access to Increase tools.",
  tools: {
    ...(await mcpClient.listTools()),
  },
});

const result = await agent.generate(
  "List recent Increase transactions"
);
console.log(result.text);

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Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Increase. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

Why Choose Vinkius

Vinkius connects your tools to AI with real-time monitoring and automatic cost savings — all from one dashboard.

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Real-time monitoring

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visibility into every interaction

Connect your favorite tools to your AI and see exactly what's happening — every request, every response, in real time.

Built-in savings

60%

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Single dashboard

One

place for every integration

Every tool your AI connects to, managed from a single screen. One account, complete control.

Common questions about Increase MCP in Mastra AI

Set up a workflow with built-in retry logic. If a transfer fails, the agent catches the error and executes an alternative payment path automatically.

Yes. You write a workflow that triggers account creation and routing number generation sequentially, handling any API errors gracefully.

You schedule an agent to check balances periodically. The agent compares the current ledger state against your internal databases to ensure complete synchronization.

You can configure your agent to require human approval before executing wire tools. The workflow pauses and waits for your confirmation before sending the funds.

Your API tokens and bank account details pass through ephemeral V8 isolates. No transaction logs or sensitive ledger balances are ever stored on disk, ensuring your financial footprint remains completely private.

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