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How to Use the Increase MCP in VS Code Copilot

Connect VS Code Copilot to your commercial bank accounts to write, test, and audit financial code.

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VS Code Copilot

Connect Increase MCP to VS Code Copilot

Create your Vinkius account to connect Increase to VS Code Copilot and route execution through our secure gateway. The platform manages server hosting, runtime updates, and security layers. Configuration requires no manual server provisioning.

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Map real routing numbers in your workspace

The `increase_create_routing_number` tool lets you generate functional routing and account numbers directly within VS Code Copilot. Your team can commit shared configurations so everyone has access to the same sandbox endpoints. This MCP capability means your developers do not have to copy-paste mock routing data from external web portals. Your agent generates the necessary banking structures directly in your active workspace.

Build and test ACH pipelines

You can verify your payment pipelines using the `increase_simulate_inbound_ach` tool during debugging sessions. The agent triggers a mock incoming ACH transfer in your sandbox so you can watch your database update. Combine this with `increase_list_accounts` to verify that the simulated funds landed in the correct sub-account ledger. It turns complex integration testing into a simple conversation with your editor.

Run team audits with this MCP Server

The `increase_list_transactions` tool extracts your complete booked financial history directly into your VS Code Copilot chat. Your team can quickly verify payment statuses during code reviews without switching tabs. Because the configuration is committed to your repository, every developer can run identical audit commands. This ensures consistency across your engineering team when verifying transaction states.

Setup guide

Set up Increase MCP in VS Code Copilot

Prerequisites

  • VS Code 1.99 or later with GitHub Copilot extension
  • Active Vinkius subscription with a valid endpoint token
  1. 1

    Open MCP configuration

    Open the Command Palette (Cmd+Shift+P / Ctrl+Shift+P) and run "MCP: Add Server". Select HTTP (Streamable) as the server type. VS Code will create .vscode/mcp.json in your workspace.

  2. 2

    Add the Increase MCP

    Paste the JSON snippet shown on the right into your .vscode/mcp.json. Replace [YOUR_TOKEN_HERE] with your endpoint token from cloud.vinkius.com.

  3. 3

    Switch to Agent mode

    Open Copilot Chat (Cmd+Shift+I / Ctrl+Shift+I) and switch to Agent mode using the dropdown. MCP tools are only available in Agent mode — they do not appear in Edit or Ask modes.

  4. 4

    Verify the connection

    In the Copilot Chat input, type # to list available tools. You should see the Increase tools listed. Try asking: "List my recent Increase transactions" and Copilot will invoke them automatically.

.vscode/mcp.json
{
  "mcpServers": {
    "increase-mcp": {
      "url": "https://edge.vinkius.com/[YOUR_TOKEN_HERE]/mcp"
    }
  }
}

Independent Platform Disclaimer: Vinkius is an independent platform and is not affiliated with, endorsed by, sponsored by, verified by, or otherwise authorized by Increase. All third-party trademarks, logos, and brand names are the property of their respective owners. Their use on this website is strictly for informational purposes to identify service compatibility and interoperability.

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Common questions about Increase MCP in VS Code Copilot

You commit an `.vscode/mcp.json` file containing the MCP server details to your shared git repository. Every engineer on the team instantly gains access to the banking tools when they open the project.
Yes, the agent can call `increase_create_wire` to initiate transfers. Access permissions are controlled via the API key loaded into your environment.
The `increase_get_balance` tool fetches your live ledger figures instantly. Your agent can print these balances directly inside your terminal or editor sidebar.
The `increase_create_card` tool lets the agent generate virtual cards in your sandbox. Your team can test card lifecycle webhooks during active development.
This MCP Server handles all communication through encrypted V8 isolates that process your transaction histories and ledger balances in memory without writing them to disk. No sensitive banking credentials are ever cached by the server or shared with third parties.

Start using the Increase MCP today

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