Compatible with every major AI agent and IDE
What is the Dwolla MCP Server?
Connect your Dwolla account to any AI agent and take full control of your payment infrastructure through natural conversation.
What you can do
- Customer Management — Create, list, and update individual or business customers directly from the chat
- Funding Sources — Link bank accounts or balances and manage them for specific customers or your main account
- Transfer Orchestration — Initiate and track transfers between funding sources with full visibility of the transaction lifecycle
- Verification Workflows — Handle micro-deposit verification to ensure secure bank account linking
- Account Insights — Retrieve organizational account details and funding source statuses instantly
How it works
- Subscribe to this server
- Enter your Dwolla Access Token and Environment (sandbox or production)
- Start managing your fintech operations from Claude, Cursor, or any MCP-compatible client
Who is this for?
- Fintech Developers — test payment flows and verify customer data without leaving the IDE
- Operations Teams — monitor transfer statuses and manage customer records through simple queries
- Product Managers — audit funding sources and account balances during development cycles
Built-in capabilities (30)
Cancel a pending transfer
Create a beneficial owner for a business customer
Create a new customer
Create a funding source for a customer
Create a document for a customer
Create a funding source
Create a label for a customer
Create a webhook subscription
Retrieve Dwolla account details
Retrieve a customer
Retrieve a document
Retrieve an event
Retrieve a funding source
Retrieve a mass payment
Retrieve a transfer
Initiate a KBA session for a customer
Initiate a mass payment
Requires HAL _links in the payload. Initiate a transfer
List funding sources for an account
List transfers for an account
List beneficial owners for a customer
List or search customers
List events
List labels for a customer
List webhook subscriptions
Retry a webhook
Update a customer
g., passing { removed: true }). Update or remove a funding source
Verify KBA answers
Verify micro-deposits for a funding source
Why VS Code Copilot?
GitHub Copilot Agent mode brings Dwolla data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 30 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
- —
VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
- —
Project-scoped MCP configs (
.vscode/mcp.json) let you commit server configurations to your repository, ensuring the entire team shares the same tool access - —
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
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GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
Dwolla in VS Code Copilot
Dwolla and 4,000+ other MCP servers. One platform. One governance layer.
Teams that connect Dwolla to VS Code Copilot through Vinkius don't need to source, host, or maintain individual MCP servers. Every tool call runs inside a hardened runtime with credential isolation, DLP, and a signed audit chain.
Raw MCP | Vinkius | |
|---|---|---|
| Server catalog | Find and host yourself | 4,000+ managed |
| Infrastructure | Self-hosted | Sandboxed V8 isolates |
| Credential handling | Plaintext in config | Vault + runtime injection |
| Data loss prevention | None | Configurable DLP policies |
| Kill switch | None | Global instant shutdown |
| Financial circuit breakers | None | Per-server limits + alerts |
| Audit trail | None | Ed25519 signed logs |
| SIEM log streaming | None | Splunk, Datadog, Webhook |
| Honeytokens | None | Canary alerts on leak |
| Custom domains | Not applicable | DNS challenge verified |
| GDPR compliance | Manual effort | Automated purge + export |
Why teams choose Vinkius for Dwolla in VS Code Copilot
The Dwolla MCP Server runs on Vinkius-managed infrastructure inside AWS — a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts. All 30 tools execute in hardened sandboxes optimized for native MCP execution.
Your AI agents in VS Code Copilot only access the data you authorize, with DLP that blocks sensitive information from ever reaching the model, kill switch for instant shutdown, and up to 60% token savings. Enterprise-grade infrastructure, zero maintenance.

* Every MCP server runs on Vinkius-managed infrastructure inside AWS - a purpose-built runtime with per-request V8 isolates, Ed25519 signed audit chains, and sub-40ms cold starts optimized for native MCP execution. See our infrastructure
How Vinkius secures
Dwolla for VS Code Copilot
Every tool call from VS Code Copilot to the Dwolla MCP Server is protected by DLP redaction, cryptographic audit chains, V8 sandbox isolation, kill switch, and financial circuit breakers.
Frequently asked questions
How do I verify a bank account using micro-deposits?
Use the verify_micro_deposits tool by providing the Funding Source ID and the two deposit amounts. This ensures the bank account is active and owned by the customer.
Can I create a new customer directly through the AI?
Yes! Use the create_customer tool with a JSON payload containing the customer's details like firstName, lastName, and email.
How can I see the history of transfers for my organization?
You can use the list_account_transfers tool with your Account ID to retrieve all recent and past fund movements associated with your Dwolla account.
Which VS Code version supports MCP?
MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.
How do I switch to Agent mode?
Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.
Can I restrict which MCP tools Copilot can access?
Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.
Does MCP work in VS Code Remote or Codespaces?
Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.
MCP tools not available
Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.
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