Bring Aca Plans
to Cursor
Create your Vinkius account to connect HealthCare.gov to Cursor and start using all 11 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the HealthCare.gov MCP Server?
Connect the HealthCare.gov Marketplace API to any AI agent and take full control of ACA health plan research and provider network verification through natural conversation.
What you can do
- Plan Search — Retrieve available health and dental plans based on household demographics and location.
- Drug Coverage — Search for medications and verify if they are covered by specific plans and at what tier.
- Provider Lookup — Search for doctors, hospitals, and facilities and check their in-network status.
- Geography Insights — Retrieve County FIPS codes by ZIP code to ensure accurate regional pricing.
- Issuer Details — List all insurance companies operating in specific states and their available plans.
- Crosswalk Access — Monitor plan transitions between enrollment years to stay updated on coverage changes.
How it works
- Subscribe to this server
- Enter your Marketplace API Key (from developer.cms.gov)
- Start researching health plans from Claude, Cursor, or any MCP-compatible client
No more manual filtering through complex marketplace portals. Your AI assistant acts as a dedicated Health Insurance Navigator or Benefits Specialist.
Who is this for?
- Benefits Consultants — instantly retrieve plan options and pricing for clients across different regions.
- Healthcare Navigators — automate the process of verifying provider networks and drug formularies.
- Policy Researchers — maintain a real-time overview of marketplace availability and issuer competition.
Built-in capabilities (11)
Retrieve metadata about the Marketplace API data
Retrieve County FIPS codes for a given ZIP code
Check if a medication is covered by a specific plan
Get information about plan transitions between years
Get detailed information about a specific health plan
Verify if a provider is in-network for a specific plan
List insurance issuers operating in a specific state
List states served by the Marketplace
Search for medications in the Marketplace drug database
Pass household and place as JSON strings. Search for health and dental plans in the Marketplace
Search for healthcare providers (doctors, facilities)
Why Cursor?
Cursor's Agent mode turns HealthCare.gov into an in-editor superpower. Ask Cursor to generate code using live data from HealthCare.gov and it fetches, processes, and writes. all in a single agentic loop. 11 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
HealthCare.gov in Cursor
Why run HealthCare.gov with Vinkius?
The HealthCare.gov connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 11 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect HealthCare.gov using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
HealthCare.gov and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect HealthCare.gov to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
HealthCare.gov for Cursor
Every request between Cursor and HealthCare.gov is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I obtain a HealthCare.gov API Key?
You must request a free API key through the CMS Marketplace API portal (developer.cms.gov/marketplace-api). Keys are typically sent via email and must be renewed every 60 days.
Can I check if my doctor is in-network for a specific plan?
Yes! Use the get_provider_coverage tool by providing the plan ID and the provider ID. The agent will confirm the network status for that specific combination.
What geographic information is required for plan searches?
Most searches require a 5-digit ZIP code and a 5-digit County FIPS code. You can use the get_counties_by_zip tool to retrieve the FIPS code for any ZIP code.
Is the integration secure for searching health data?
Absolutely. The integration uses official CMS API keys over HTTPS. Your credentials are encrypted and stored securely within the Vinkius Cloud infrastructure.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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