Bring Qr Code
to Cursor
Create your Vinkius account to connect UnionPay Open Platform to Cursor and start using all 7 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the UnionPay Open Platform MCP Server?
Integrate the world's largest card network directly into your operations. UnionPay Open Platform allows your AI agents to programmatically verify identities, tokenize bank cards, and generate interoperable QR payment codes.
What you can do
- QR Code Payments — Generate C2B (Customer-to-Business) unified QR codes for rapid transactions and check their scanning status
- Tokenization — Securely handle card binding operations, turning sensitive card details into a safe Token ID for recurring billing
- KYC & Risk Checks — Validate combinations of Card Number, ID, and Phone Number directly against the bank's system
How it works
- Subscribe to this server
- Insert your App ID and App Secret from the UnionPay Developer Portal
- Start verifying cardholders and generating checkouts right from your LLM prompt
Who is this for?
- Fintech Agents — Perform primary KYC verifications to quickly qualify user identities
- Store Managers — Generate and send dynamic invoices as QR Codes to users instantly in chats
- Cross-border Developers — Easily manage Chinese payments globally without complex SDK footprint
Built-in capabilities (7)
Unbind or cancel an existing UnionPay card token
Query UnionPay risk status for a card
Generate a UnionPay QR Code for payment
Check the payment status of a QR code transaction
Initialize a Secure Pay (Online Payment) checkout session
Tokenize a UnionPay card for secure future payments
Verify identity and card binding (KYC)
Why Cursor?
Cursor's Agent mode turns UnionPay Open Platform into an in-editor superpower. Ask Cursor to generate code using live data from UnionPay Open Platform and it fetches, processes, and writes. all in a single agentic loop. 7 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
UnionPay Open Platform in Cursor
Why run UnionPay Open Platform with Vinkius?
The UnionPay Open Platform connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 7 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect UnionPay Open Platform using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
UnionPay Open Platform and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect UnionPay Open Platform to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
UnionPay Open Platform for Cursor
Every request between Cursor and UnionPay Open Platform is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I get an App ID?
You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.
Does KYC card checking cost money?
Yes, depending on your contract with UnionPay, calls to identity verification and risk assessment endpoints may incur minor micro-transaction fees per successful hit.
Can I use RSA Certificates instead of App Secret?
This MCP wrapper abstracts away the complex RSA .pfx certificate signing by requiring standard API Key interaction, which is securely transformed in the agent execution runtime.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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