Bring Loan Origination
to Vercel AI SDK
Create your Vinkius account to connect LendAPI to Vercel AI SDK and start using all 8 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the LendAPI MCP Server?
Connect your LendAPI account to any AI agent to automate your loan origination and management workflows. This MCP server enables your agent to interact with borrower profiles, manage loan applications, and trigger automated credit decisioning directly from natural language interfaces.
What you can do
- Borrower Oversight — List and retrieve detailed profiles for all registered borrowers in your system
- Application Lifecycle — List, retrieve, and create loan application drafts while monitoring their current status
- Credit Decisioning — Submit applications for automated credit review and trigger AI/ML risk assessments
- Data Standardization — Retrieve valid picklist values for purposes, industries, and asset types to ensure data quality
- Onboarding Automation — Create new borrower records and manage their associated loan requests seamlessly
How it works
- Subscribe to this server
- Enter your LendAPI API Key (Bearer Token)
- Start managing your digital lending operations from Claude, Cursor, or any MCP-compatible client
Who is this for?
- Lending Managers — Monitor application pipelines and borrower statuses via simple natural language commands
- Underwriters — Quickly retrieve applicant metadata and financial history without leaving your dev tools
- Fintech Developers — Integrate loan origination logic and borrower management into your custom fintech applications
Built-in capabilities (8)
Requires a JSON body with application details. Create a new loan application
Requires a JSON body with profile details. Create a new borrower profile
Get details for a specific loan application
Get details for a specific borrower
Retrieve valid picklist values for metadata fields
List all borrower profiles
List all loan applications
Submit a loan application for decisioning
Why Vercel AI SDK?
The Vercel AI SDK gives every LendAPI tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 8 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
- —
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
- —
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same LendAPI integration everywhere
- —
Built-in streaming UI primitives let you display LendAPI tool results progressively in React, Svelte, or Vue components
- —
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
LendAPI in Vercel AI SDK
Why run LendAPI with Vinkius?
The LendAPI connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 8 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect LendAPI using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
LendAPI and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect LendAPI to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
LendAPI for Vercel AI SDK
Every request between Vercel AI SDK and LendAPI is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I trigger an automated credit decision?
Use the submit_loan_application tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.
Can I search for valid values for specific fields like 'purpose'?
Yes, the get_lendapi_picklists tool allows you to retrieve the full list of allowed values for various metadata fields, ensuring your application data is compliant.
Is it possible to manage borrower profiles via the agent?
Absolutely. You can list all borrowers, retrieve detailed profile information, and create new borrower records using the specific borrower tools provided.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
Explore More MCP Servers
View all →
Sergipe Dados Abertos
4 toolsAccess public data from the State of Sergipe, Brazil—including expenditures, revenues, personnel, and budget execution—directly from any AI agent.
Stemmer & Lemmatizer Engine
1 toolsPorter and Lancaster local text stemming. Reduce vocabulary size exactly and deterministically before feeding text to a vector database.
Road511
8 toolsAccess real-time US and Canada traffic data via Road511 — track incidents, monitor cameras, check road conditions, and analyze trends from any AI agent.
Japan e-Stat
2 toolsQuery official Japanese government statistics — population, GDP, industry, trade, employment, and more — from the e-Stat national database.