Bring Loan Origination
to Cursor
Create your Vinkius account to connect LendAPI to Cursor and start using all 8 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the LendAPI MCP Server?
Connect your LendAPI account to any AI agent to automate your loan origination and management workflows. This MCP server enables your agent to interact with borrower profiles, manage loan applications, and trigger automated credit decisioning directly from natural language interfaces.
What you can do
- Borrower Oversight — List and retrieve detailed profiles for all registered borrowers in your system
- Application Lifecycle — List, retrieve, and create loan application drafts while monitoring their current status
- Credit Decisioning — Submit applications for automated credit review and trigger AI/ML risk assessments
- Data Standardization — Retrieve valid picklist values for purposes, industries, and asset types to ensure data quality
- Onboarding Automation — Create new borrower records and manage their associated loan requests seamlessly
How it works
- Subscribe to this server
- Enter your LendAPI API Key (Bearer Token)
- Start managing your digital lending operations from Claude, Cursor, or any MCP-compatible client
Who is this for?
- Lending Managers — Monitor application pipelines and borrower statuses via simple natural language commands
- Underwriters — Quickly retrieve applicant metadata and financial history without leaving your dev tools
- Fintech Developers — Integrate loan origination logic and borrower management into your custom fintech applications
Built-in capabilities (8)
Requires a JSON body with application details. Create a new loan application
Requires a JSON body with profile details. Create a new borrower profile
Get details for a specific loan application
Get details for a specific borrower
Retrieve valid picklist values for metadata fields
List all borrower profiles
List all loan applications
Submit a loan application for decisioning
Why Cursor?
Cursor's Agent mode turns LendAPI into an in-editor superpower. Ask Cursor to generate code using live data from LendAPI and it fetches, processes, and writes. all in a single agentic loop. 8 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
LendAPI in Cursor
Why run LendAPI with Vinkius?
The LendAPI connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 8 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect LendAPI using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
LendAPI and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect LendAPI to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
LendAPI for Cursor
Every request between Cursor and LendAPI is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I trigger an automated credit decision?
Use the submit_loan_application tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.
Can I search for valid values for specific fields like 'purpose'?
Yes, the get_lendapi_picklists tool allows you to retrieve the full list of allowed values for various metadata fields, ensuring your application data is compliant.
Is it possible to manage borrower profiles via the agent?
Absolutely. You can list all borrowers, retrieve detailed profile information, and create new borrower records using the specific borrower tools provided.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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