Integrate LendAPI with Claude, Cursor, Chatbots & AI Agents MCP Server

Q: How do I trigger an automated credit decision?

Use the submitloanapplication tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.

Manage loan applications, borrower profiles, and credit decisioning via the LendAPI REST API.

GDPR Free for Subscribers

Compatible with every major AI agent and IDE

Claude

ChatGPT

Cursor

Gemini

Windsurf

VS Code

JetBrains

Vercel

+ other MCP clients

create

Create loan application on LendAPI

Requires a JSON body with application details. Create a new loan application

create

Create new borrower on LendAPI

Requires a JSON body with profile details. Create a new borrower profile

get

Get application details on LendAPI

Get details for a specific loan application

get

Get borrower details on LendAPI

Get details for a specific borrower

get

Get lendapi picklists on LendAPI

Retrieve valid picklist values for metadata fields

list

List borrowers on LendAPI

List all borrower profiles

list

List loan applications on LendAPI

List all loan applications

submit

Submit loan application on LendAPI

Submit a loan application for decisioning

Security & Code Integrity Audit

Every tool in the LendAPI MCP Server is continuously audited by the Vinkius Security Engine. We guarantee zero-trust payload isolation, strict data boundaries, and deterministic execution for enterprise-grade AI agents.

A+Score: 100

How Vinkius protects your data

Can I set different limits for each virtual assistant on my team?

Absolutely. You have full control in our command center. You can create an AI agent that only "reads" data so the support team can answer questions, and another superpowered agent that can "edit" and "create" information exclusively for your operations team. Each AI gets exactly the level of access you allow.

How do I trigger an automated credit decision?

Use the submit_loan_application tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.

What if the AI ends up reading customer data or confidential information?

We have a built-in digital "bodyguard" called DLP (Data Loss Prevention). If a tool fetches data and the response contains social security numbers, credit cards, or personal customer info, Vinkius magically blocks and erases that information before it is delivered to the AI. The AI works only with what is strictly necessary, and your sensitive data never leaks.

Does the AI train on my tools or API data?

No. Vinkius enforces a strict Zero-Retention policy. Your data simply passes through our secure servers to complete the requested action and is instantly forgotten. Nothing you do here is ever stored, logged, or used to train any artificial intelligence.

Automated Workflows using LendAPI

This integration supports direct MCP execution, enabling your chatbots to query and modify data within these specific environments.

Autonomous loan origination Strategies

The LendAPI toolkit provides secure access to loan origination functions. It enables conversational agents to manage erp operations settings deterministically.

Cursor Copilot for credit decisioning

Integrate LendAPI for AI-driven credit decisioning management. The MCP server structures the outputs required for Claude to analyze erp operations data.