Bring Open Banking
to Cursor
Create your Vinkius account to connect Fintoc to Cursor and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Fintoc MCP Server?
Connect your Fintoc account to any AI agent and automate your open banking and payment operations through the Model Context Protocol (MCP). Fintoc is the leading API for financial integration in Latin America (Chile and Mexico), allowing you to securely access real-time bank data and programmatically initiate transfers.
What you can do
- Bank Connectivity — List and manage your active bank links to maintain persistent access to financial data.
- Account Inspections — Fetch detailed information for all linked bank accounts, including available balances and holder details.
- Movement History — Retrieve transaction history (movements) for any account with powerful filtering options by date.
- Payment Initiation — Create and monitor payment intents to automate bank transfers directly through the agent.
- Subscription Tracking — List and manage active subscriptions to keep track of recurring payments.
- Institution Discovery — Discover supported banks and financial institutions across different countries (Chile and Mexico).
- Real-time Monitoring — Fetch specific movement details or payment intent statuses to keep your financial operations in sync.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your Fintoc Secret Key (found in your Fintoc Dashboard)
- Start managing your open banking data and transfers from Claude, Cursor, or any MCP client
Who is this for?
- Finance Teams — automate the gathering of bank movements for reconciliation and audit reports.
- Fintech Developers — quickly test and integrate open banking flows without leaving your development environment.
- Business Owners — get a unified view of your bank balances and transaction history through simple AI commands.
Built-in capabilities (12)
Create a payment intent
Get account details
Get link details
Get movement details
Get payment intent details
Get subscription details
List accounts for a link
List supported institutions
List all links
List movements for an account
List payment intents
List subscriptions
Why Cursor?
Cursor's Agent mode turns Fintoc into an in-editor superpower. Ask Cursor to generate code using live data from Fintoc and it fetches, processes, and writes. all in a single agentic loop. 12 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
Fintoc in Cursor
Why run Fintoc with Vinkius?
The Fintoc connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Fintoc using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Fintoc and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Fintoc to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Fintoc for Cursor
Every request between Cursor and Fintoc is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Which countries are supported by the Fintoc MCP server?
Fintoc currently supports major financial institutions in Chile (cl) and Mexico (mx). You can use the 'list_institutions' tool to see the specific banks available in each region.
Can I filter bank movements by specific dates using the agent?
Yes! The 'list_movements' tool accepts 'since' and 'until' parameters in ISO format. For example, you can ask the agent to 'List movements from 2023-01-01 to 2023-01-31' for a specific account.
How secure is my bank data when using Fintoc through Vinkius?
Your security is paramount. Vinkius encrypts your Fintoc Secret Key at rest and only injects it into the isolated execution environment. Fintoc uses read-only access for movements and bank-grade security for all operations.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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