Bring Open Banking
to Claude Desktop
Create your Vinkius account to connect Fintoc to Claude Desktop and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
Compatible with every major AI agent and IDE
What is the Fintoc MCP Server?
Connect your Fintoc account to any AI agent and automate your open banking and payment operations through the Model Context Protocol (MCP). Fintoc is the leading API for financial integration in Latin America (Chile and Mexico), allowing you to securely access real-time bank data and programmatically initiate transfers.
What you can do
- Bank Connectivity — List and manage your active bank links to maintain persistent access to financial data.
- Account Inspections — Fetch detailed information for all linked bank accounts, including available balances and holder details.
- Movement History — Retrieve transaction history (movements) for any account with powerful filtering options by date.
- Payment Initiation — Create and monitor payment intents to automate bank transfers directly through the agent.
- Subscription Tracking — List and manage active subscriptions to keep track of recurring payments.
- Institution Discovery — Discover supported banks and financial institutions across different countries (Chile and Mexico).
- Real-time Monitoring — Fetch specific movement details or payment intent statuses to keep your financial operations in sync.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your Fintoc Secret Key (found in your Fintoc Dashboard)
- Start managing your open banking data and transfers from Claude, Cursor, or any MCP client
Who is this for?
- Finance Teams — automate the gathering of bank movements for reconciliation and audit reports.
- Fintech Developers — quickly test and integrate open banking flows without leaving your development environment.
- Business Owners — get a unified view of your bank balances and transaction history through simple AI commands.
Built-in capabilities (12)
Create a payment intent
Get account details
Get link details
Get movement details
Get payment intent details
Get subscription details
List accounts for a link
List supported institutions
List all links
List movements for an account
List payment intents
List subscriptions
Why Claude Desktop?
Claude Desktop is the definitive way to connect Fintoc to your AI workflow. Add Vinkius Edge URL to your config, restart the app, and Claude immediately exposes all 12 tools in the chat interface. ask a question, Claude calls the right tool, and you see the answer. Zero code, zero context switching.
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Claude Desktop is the reference MCP client. it was designed alongside the protocol itself, ensuring the most complete and stable MCP implementation available
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Zero-code configuration: add a server URL to a JSON file and Claude instantly discovers and exposes all available tools in the chat interface
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Claude's extended thinking capability lets it reason through multi-step tool usage, chaining multiple API calls to answer complex questions
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Enterprise-grade security with local config storage. your tokens never leave your machine, and connections go directly to Vinkius Edge network
Fintoc in Claude Desktop
Why run Fintoc with Vinkius?
The Fintoc connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.




Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Fintoc using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Fintoc and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Fintoc to Claude Desktop through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Fintoc for Claude Desktop
Every request between Claude Desktop and Fintoc is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Which countries are supported by the Fintoc MCP server?
Fintoc currently supports major financial institutions in Chile (cl) and Mexico (mx). You can use the 'list_institutions' tool to see the specific banks available in each region.
Can I filter bank movements by specific dates using the agent?
Yes! The 'list_movements' tool accepts 'since' and 'until' parameters in ISO format. For example, you can ask the agent to 'List movements from 2023-01-01 to 2023-01-31' for a specific account.
How secure is my bank data when using Fintoc through Vinkius?
Your security is paramount. Vinkius encrypts your Fintoc Secret Key at rest and only injects it into the isolated execution environment. Fintoc uses read-only access for movements and bank-grade security for all operations.
How does Claude Desktop discover MCP tools?
When Claude Desktop starts, it reads the claude_desktop_config.json file and connects to each configured MCP server. It calls the tools/list endpoint to fetch the schema for every available tool, then surfaces them as clickable options in the chat interface via the 🔌 icon.
What happens if the MCP server is temporarily unavailable?
Claude Desktop handles disconnections gracefully. if the server is unreachable at startup, the tools simply won't appear. Once the server becomes available again, restarting Claude Desktop will re-establish the connection. There is no timeout penalty or error loop.
Can I connect multiple MCP servers simultaneously?
Yes. You can add as many servers as you need in the mcpServers section of the config file. Each server appears as a separate tool provider, and Claude can use tools from multiple servers in a single conversation turn.
Is there a limit on the number of tools per server?
Claude Desktop can handle hundreds of tools per server. However, for optimal LLM performance, Vinkius servers are designed to expose focused, well-documented tool sets rather than overwhelming the model with too many options.
Does Claude Desktop support Streamable HTTP transport?
Yes. Claude Desktop supports both SSE (Server-Sent Events) and the newer Streamable HTTP transport that Vinkius uses. Simply provide the server URL. Claude auto-negotiates the transport protocol.
Server not appearing after restart
Ensure the JSON is valid (no trailing commas). Check the file path: ~/Library/Application Support/Claude/claude_desktop_config.json (macOS) or %APPDATA%\\Claude\\ (Windows).
Authentication error
Verify your Vinkius token is correct. Go to cloud.vinkius.com to regenerate it if needed.
Tools not showing in chat
Click the 🔌 icon at the bottom of the chat input. If it shows 0 tools, the server may still be connecting. wait a few seconds.
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