Bring Open Banking
to Vercel AI SDK
Create your Vinkius account to connect Fintoc to Vercel AI SDK and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Fintoc MCP Server?
Connect your Fintoc account to any AI agent and automate your open banking and payment operations through the Model Context Protocol (MCP). Fintoc is the leading API for financial integration in Latin America (Chile and Mexico), allowing you to securely access real-time bank data and programmatically initiate transfers.
What you can do
- Bank Connectivity — List and manage your active bank links to maintain persistent access to financial data.
- Account Inspections — Fetch detailed information for all linked bank accounts, including available balances and holder details.
- Movement History — Retrieve transaction history (movements) for any account with powerful filtering options by date.
- Payment Initiation — Create and monitor payment intents to automate bank transfers directly through the agent.
- Subscription Tracking — List and manage active subscriptions to keep track of recurring payments.
- Institution Discovery — Discover supported banks and financial institutions across different countries (Chile and Mexico).
- Real-time Monitoring — Fetch specific movement details or payment intent statuses to keep your financial operations in sync.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your Fintoc Secret Key (found in your Fintoc Dashboard)
- Start managing your open banking data and transfers from Claude, Cursor, or any MCP client
Who is this for?
- Finance Teams — automate the gathering of bank movements for reconciliation and audit reports.
- Fintech Developers — quickly test and integrate open banking flows without leaving your development environment.
- Business Owners — get a unified view of your bank balances and transaction history through simple AI commands.
Built-in capabilities (12)
Create a payment intent
Get account details
Get link details
Get movement details
Get payment intent details
Get subscription details
List accounts for a link
List supported institutions
List all links
List movements for an account
List payment intents
List subscriptions
Why Vercel AI SDK?
The Vercel AI SDK gives every Fintoc tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
- —
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
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Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Fintoc integration everywhere
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Built-in streaming UI primitives let you display Fintoc tool results progressively in React, Svelte, or Vue components
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Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Fintoc in Vercel AI SDK
Why run Fintoc with Vinkius?
The Fintoc connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Fintoc using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Fintoc and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Fintoc to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Fintoc for Vercel AI SDK
Every request between Vercel AI SDK and Fintoc is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Which countries are supported by the Fintoc MCP server?
Fintoc currently supports major financial institutions in Chile (cl) and Mexico (mx). You can use the 'list_institutions' tool to see the specific banks available in each region.
Can I filter bank movements by specific dates using the agent?
Yes! The 'list_movements' tool accepts 'since' and 'until' parameters in ISO format. For example, you can ask the agent to 'List movements from 2023-01-01 to 2023-01-31' for a specific account.
How secure is my bank data when using Fintoc through Vinkius?
Your security is paramount. Vinkius encrypts your Fintoc Secret Key at rest and only injects it into the isolated execution environment. Fintoc uses read-only access for movements and bank-grade security for all operations.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
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