CursorIDE

Why use Modulr MCP Server with Cursor?

Bring Embedded Finance
to Cursor

Name: Modulr MCP Server
Availability: InStock
Rating: 5.0 (1 reviews)
Author: Vinkius

Create your Vinkius account to connect Modulr to Cursor and start using all 7 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.

GDPR Free for Subscribers

Modulr Create AccountModulr Create BeneficiaryModulr Create PaymentModulr Get AccountsModulr Get CustomersModulr Get TransactionsModulr List Payments

Ask AI about this MCP Server ChatGPT Claude Perplexity

Compatible with every major AI agent and IDE

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+ other MCP clients

What is the Modulr MCP Server?

The Modulr MCP Server wraps incredibly defensive digital signatures (HMAC SHA-256) autonomously underneath a native Language Model Chat interface. Meaning, your AI has programmatic limits to fire secure European and British payment rails on command natively.

Core Functionality

Create Modulr Customers/Accounts — Manage deeply nested multi-layered B2B structures. Automatically provision Sort-Code ledgers via modulr_create_account.
Payment Initiation — Run automated payroll or contractor compensation logic utilizing direct clearing paths mapping via modulr_create_payment.
Algorithmic Tracing — Check real-time payment states checking failures or settlements organically utilizing modulr_list_payments.

How it works

From your Modulr Finance administrative interface, spawn your API Key Profile and the underlying API Secret Hash.
Vinkius natively utilizes the MODULR_API_SECRET not as a password, but natively applying a Cryptographic Hash generating Nonces and Date Timestamps implicitly on every Chat-driven Tool call to authenticate accurately with European servers.

Use Cases

Lending Startups — Direct integration validating funds exactly when needed.
Payment Reconciliations — Have the Agent review your physical transactional ledger.

Built-in capabilities (7)

modulr_create_account

g. GBP or EUR). Instantiate a UK/EU Account under a specific Customer

modulr_create_beneficiary

, or IBAN. Map an external Recipient

modulr_create_payment

Trigger an outgoing Faster Payment or SEPA payout

modulr_get_accounts

List all live Accounts and mapped liquidity

modulr_get_customers

List underlying legal customers/entities inside Modulr

modulr_get_transactions

Audit transaction histories on a specific Account

modulr_list_payments

Check the status of massive payment arrays

See what your AI agent can do with Modulr

Why Cursor?

Cursor's Agent mode turns Modulr into an in-editor superpower. Ask Cursor to generate code using live data from Modulr and it fetches, processes, and writes. all in a single agentic loop. 7 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.

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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools

See it in action

Modulr in Cursor

AI Agent→Vinkius

High Security·Kill Switch·Plug and Play

Enterprise Security

Why run Modulr with Vinkius?

The Modulr connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 7 tools are ready to work instantly without any complex setup.

You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

View full Modulr details →

Fully ManagedNo server setup

Plug & PlayNo coding needed

SecurePrivacy protected

PrivateYour data is safe

Cost ControlBudget limits

Control1-click disconnect

Auto-UpdatesMaintenance free

High SpeedOptimized for AI

Reliable99.9% uptime

Your credentials and connection tokens are fully encrypted

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure

01 / Catalog

Over 4,000 integrations ready for AI agents

Explore a vast library of pre-built integrations, optimized and ready to deploy.

02 / Credentials

Connect securely in under 30 seconds

Generate tokens to authenticate and link external services in a single step.

03 / Guardian

Complete visibility into every agent action

Audit live requests, latency, success rates, and active security compliance policies.

04 / FinOps

Optimize spending and track token ROI

Analyze real-time token consumption and cost metrics detailed by connection.

Over 4,000 integrations ready for AI agents

Complete visibility into every agent action

Explore our live AI Agents Analytics dashboard to see it all working

This dashboard is included when you connect Modulr using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.

Explore Analytics

Why Vinkius

Modulr and 4,000+ other AI tools. No hosting, no code, ready to use.

Professionals who connect Modulr to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.

4,000+MCP Integrations

<40msResponse time

100%Fully managed

	Raw MCP	Vinkius
Ready-to-use MCPs	Find and configure each manually	4,000+ MCPs ready to use
Connection Setup	Manual coding & server setup	1-click instant connection
Server Hosting	You host it yourself (needs 24/7 uptime)	100% hosted & managed by Vinkius
Security & Privacy	Stored in plaintext config files	Bank-grade encrypted vault
Activity Visibility	Blind execution (no logs or tracking)	Live dashboard with real-time logs
Cost Control	Runaway AI token spend risk	Automatic budget limits
Revoking Access	Must delete files or code to stop	1-click disconnect button

View step-by-step setup guide for Cursor →

The Vinkius Advantage

How Vinkius secures
Modulr for Cursor

Every request between Cursor and Modulr is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.

< 40msCold start

Ed25519Signed audit chain

60%Token savings

FAQ

Frequently asked questions

Modulr requires complex timestamped HMAC API Signatures, how does the prompt handle that?

We handle that completely in the background Engine! The Vinkius runtime grabs your static API Secret from configurations once. Then, every time the Language Model triggers a payment, our Node.js runtime creates random cryptographic hex Nonces, aligns current UTC Date limits, hashes the combination uniquely via SHA-256 and packs it into the underlying header dynamically natively.

Can the Agent generate new SEPA/UK Accounts?

Yes, using modulr_create_account, you can spawn multiple isolated UK GBP ledgers natively linked to customers.

Are cross-border Faster Payments supported natively?

Absolutely. You can inject external sorts codes inside the modulr_create_payment orchestrations delivering funds transparently via clearing houses.

What is Agent mode and why does it matter for MCP?

Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.

Where does Cursor store MCP configuration?

Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.

Can Cursor use MCP tools in inline edits?

No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.

How do I verify MCP tools are loaded?

Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.