Bring International Transfers
to VS Code Copilot
Create your Vinkius account to connect Wise to VS Code Copilot and start using all 10 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
Compatible with every major AI agent and IDE
What is the Wise MCP Server?
Connect your Wise Business account to your AI agent and manage international payments and multi-currency operations conversationally.
What you can do
- Multi-Currency Balances — Check real-time balances across all your currency accounts (USD, EUR, GBP, and 50+ currencies) instantly.
- Transfer Tracking — Monitor the status of outgoing transfers, view estimated delivery dates, and check exchange rates applied.
- Recipient Management — List, search, and manage your payment recipients across countries and currencies.
- Exchange Rates — Get live exchange rates and compare costs before initiating transfers.
How it works
- Subscribe to the Wise integration on the marketplace.
- Generate a Personal API Token from your Wise Business account (Settings → API tokens → Add new token).
- Ask your AI agent to check balances, track transfers, or manage recipients.
Who is this for?
- International Businesses — Monitor multi-currency cash positions across global operations without logging into the Wise dashboard.
- Finance Teams — Track FX rates and transfer statuses for month-end reconciliation and treasury management.
- Freelancers & Agencies — Check incoming payments from international clients and manage multi-currency invoicing from your AI assistant.
Built-in capabilities (10)
Create a transfer quote
Get specific balance details
List supported currencies
Get live exchange rate
Get transfer details
List multi-currency balances
List Wise business profiles
List payment recipients
List account statements
List all transfers
Why VS Code Copilot?
GitHub Copilot Agent mode brings Wise data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 10 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
- —
VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
- —
Project-scoped MCP configs (
.vscode/mcp.json) let you commit server configurations to your repository, ensuring the entire team shares the same tool access - —
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
- —
GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
Wise in VS Code Copilot
Why run Wise with Vinkius?
The Wise connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 10 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.




Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Wise using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Wise and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Wise to VS Code Copilot through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Wise for VS Code Copilot
Every request between VS Code Copilot and Wise is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I get my Wise API token?
You need a Wise Business account with 2-Step Verification enabled. Log in at wise.com, click your profile icon in the top right corner, then go to Settings → API tokens → Add new token. Name your token, complete the 2-Step Verification, and copy it immediately — it is only shown once. Paste it into the configuration below. Note: this feature is only available on the web — not the mobile app.
Can I check how much a transfer will cost before sending money?
Yes. Ask your AI agent to get a quote for any currency pair and amount. It returns the live exchange rate, Wise's fee, the estimated delivery time, and the exact amount the recipient will receive — so you can make informed decisions before committing to a transfer.
What if I need to track a transfer that seems delayed?
Just ask your AI agent 'What's the status of my last transfer?' It returns the current processing stage, estimated delivery date, exchange rate used, and any holds or compliance reviews in progress — all without opening Wise in a browser or switching contexts.
Is this suitable for companies operating in multiple currencies?
Absolutely. Wise supports 50+ currencies, and your AI agent can check balances in all of them simultaneously. Perfect for global e-commerce businesses, international agencies, remote-first companies paying contractors worldwide, and treasury teams managing FX exposure across multiple regions.
Which VS Code version supports MCP?
MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.
How do I switch to Agent mode?
Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.
Can I restrict which MCP tools Copilot can access?
Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.
Does MCP work in VS Code Remote or Codespaces?
Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.
MCP tools not available
Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.
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