Bring Commercial Banking
to Vercel AI SDK
Create your Vinkius account to connect Increase to Vercel AI SDK and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Increase MCP Server?
The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.
What you can do
- Endless Provisioning — Instantly generate new live bank accounts
increase_create_accountacting as sub-ledgers, enabling separate balances. - Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use
increase_create_achor sweep high-value overnightincrease_create_wiresecurely. - Simulation Environment — Use Sandbox arrays to trigger simulated money hits
increase_simulate_inbound_achchecking if an external agent script validates receiving deposits before going to production.
How it works
- In the Increase dashboard, decide if you're in Development (Sandbox) mode or Live (Production) mode.
- Obtain an API Key (
sk_testorsk_prod). - Plug the key directly into Vinkius to sync the core network natively with agent logic.
Who is this for?
- Platform Builders (BaaS) — Create internal software that orchestrates money mapping transparently.
- Advanced Corporate Ops — Fire up temporary transaction routing numbers to accept wires.
Built-in capabilities (12)
Spin up a new Bank Account programmatically
Push an outbound ACH transfer to any US Bank
Issue a physical/virtual debit card attached to an account
Generate new ABA routing & account number data
Send a same-day US Wire transfer
Fetch realtime ledger balance for a specific account
List all sub-accounts under your charter
Sweep the active array of issued Cards
Financial history extraction (Booked)
Audit outbound transfers
Simulate receiving an ACH inbound (SANDBOX ONLY)
Simulate receiving a Wire inbound (SANDBOX ONLY)
Why Vercel AI SDK?
The Vercel AI SDK gives every Increase tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
- —
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
- —
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Increase integration everywhere
- —
Built-in streaming UI primitives let you display Increase tool results progressively in React, Svelte, or Vue components
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Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Increase in Vercel AI SDK
Why run Increase with Vinkius?
The Increase connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Increase using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Increase and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Increase to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Increase for Vercel AI SDK
Every request between Vercel AI SDK and Increase is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Can I test money flows safely without losing real funds?
Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with sk_test_) and optionally set the environment to 'sandbox'. We even implemented literal tool overrides like increase_simulate_inbound_ach which are intentionally restricted exclusively to simulating inbound events on your test environment.
Does adding a new account via the Agent require paperwork?
No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to increase_create_account yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.
What is the difference between ACH and Wire transfer arrays here?
ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (create_ach). Wire transfers (create_wire) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.
How can I trace a specific payment?
We've added increase_list_transactions to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
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