Bring Commercial Banking
to VS Code Copilot
Create your Vinkius account to connect Increase to VS Code Copilot and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Increase MCP Server?
The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.
What you can do
- Endless Provisioning — Instantly generate new live bank accounts
increase_create_accountacting as sub-ledgers, enabling separate balances. - Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use
increase_create_achor sweep high-value overnightincrease_create_wiresecurely. - Simulation Environment — Use Sandbox arrays to trigger simulated money hits
increase_simulate_inbound_achchecking if an external agent script validates receiving deposits before going to production.
How it works
- In the Increase dashboard, decide if you're in Development (Sandbox) mode or Live (Production) mode.
- Obtain an API Key (
sk_testorsk_prod). - Plug the key directly into Vinkius to sync the core network natively with agent logic.
Who is this for?
- Platform Builders (BaaS) — Create internal software that orchestrates money mapping transparently.
- Advanced Corporate Ops — Fire up temporary transaction routing numbers to accept wires.
Built-in capabilities (12)
Spin up a new Bank Account programmatically
Push an outbound ACH transfer to any US Bank
Issue a physical/virtual debit card attached to an account
Generate new ABA routing & account number data
Send a same-day US Wire transfer
Fetch realtime ledger balance for a specific account
List all sub-accounts under your charter
Sweep the active array of issued Cards
Financial history extraction (Booked)
Audit outbound transfers
Simulate receiving an ACH inbound (SANDBOX ONLY)
Simulate receiving a Wire inbound (SANDBOX ONLY)
Why VS Code Copilot?
GitHub Copilot Agent mode brings Increase data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 12 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
- —
VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
- —
Project-scoped MCP configs (
.vscode/mcp.json) let you commit server configurations to your repository, ensuring the entire team shares the same tool access - —
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
- —
GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
Increase in VS Code Copilot
Why run Increase with Vinkius?
The Increase connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Increase using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Increase and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Increase to VS Code Copilot through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Increase for VS Code Copilot
Every request between VS Code Copilot and Increase is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Can I test money flows safely without losing real funds?
Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with sk_test_) and optionally set the environment to 'sandbox'. We even implemented literal tool overrides like increase_simulate_inbound_ach which are intentionally restricted exclusively to simulating inbound events on your test environment.
Does adding a new account via the Agent require paperwork?
No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to increase_create_account yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.
What is the difference between ACH and Wire transfer arrays here?
ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (create_ach). Wire transfers (create_wire) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.
How can I trace a specific payment?
We've added increase_list_transactions to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.
Which VS Code version supports MCP?
MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.
How do I switch to Agent mode?
Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.
Can I restrict which MCP tools Copilot can access?
Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.
Does MCP work in VS Code Remote or Codespaces?
Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.
MCP tools not available
Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.
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