Claude DesktopIDE

Why use Increase MCP Server with Claude Desktop?

Bring Commercial Banking
to Claude Desktop

Name: Increase MCP Server
Availability: InStock
Rating: 5.0 (1 reviews)
Author: Vinkius

Create your Vinkius account to connect Increase to Claude Desktop and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.

GDPR Free for Subscribers

Increase Create AccountIncrease Create AchIncrease Create CardIncrease Create Routing NumberIncrease Create WireIncrease Get BalanceIncrease List AccountsIncrease List CardsIncrease List TransactionsIncrease List TransfersIncrease Simulate Inbound AchIncrease Simulate Inbound Wire

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What is the Increase MCP Server?

The Increase MCP Server connects AI to a physical, fully compliant commercial US bank built explicitly top-down for programmatic transactions.

What you can do

Endless Provisioning — Instantly generate new live bank accounts increase_create_account acting as sub-ledgers, enabling separate balances.
Open Payment Rails — Need to inject funds into a supplier directly using native American payment streams? Use increase_create_ach or sweep high-value overnight increase_create_wire securely.
Simulation Environment — Use Sandbox arrays to trigger simulated money hits increase_simulate_inbound_ach checking if an external agent script validates receiving deposits before going to production.

How it works

In the Increase dashboard, decide if you're in Development (Sandbox) mode or Live (Production) mode.
Obtain an API Key (sk_test or sk_prod).
Plug the key directly into Vinkius to sync the core network natively with agent logic.

Who is this for?

Platform Builders (BaaS) — Create internal software that orchestrates money mapping transparently.
Advanced Corporate Ops — Fire up temporary transaction routing numbers to accept wires.

Built-in capabilities (12)

increase_create_account

Spin up a new Bank Account programmatically

increase_create_ach

Push an outbound ACH transfer to any US Bank

increase_create_card

Issue a physical/virtual debit card attached to an account

increase_create_routing_number

Generate new ABA routing & account number data

increase_create_wire

Send a same-day US Wire transfer

increase_get_balance

Fetch realtime ledger balance for a specific account

increase_list_accounts

List all sub-accounts under your charter

increase_list_cards

Sweep the active array of issued Cards

increase_list_transactions

Financial history extraction (Booked)

increase_list_transfers

Audit outbound transfers

increase_simulate_inbound_ach

Simulate receiving an ACH inbound (SANDBOX ONLY)

increase_simulate_inbound_wire

Simulate receiving a Wire inbound (SANDBOX ONLY)

See what your AI agent can do with Increase

Why Claude Desktop?

Claude Desktop is the definitive way to connect Increase to your AI workflow. Add Vinkius Edge URL to your config, restart the app, and Claude immediately exposes all 12 tools in the chat interface. ask a question, Claude calls the right tool, and you see the answer. Zero code, zero context switching.

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Claude Desktop is the reference MCP client. it was designed alongside the protocol itself, ensuring the most complete and stable MCP implementation available
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Zero-code configuration: add a server URL to a JSON file and Claude instantly discovers and exposes all available tools in the chat interface
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Claude's extended thinking capability lets it reason through multi-step tool usage, chaining multiple API calls to answer complex questions
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Enterprise-grade security with local config storage. your tokens never leave your machine, and connections go directly to Vinkius Edge network

See it in action

Increase in Claude Desktop

AI Agent→Vinkius

High Security·Kill Switch·Plug and Play

Enterprise Security

Why run Increase with Vinkius?

The Increase connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.

You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

View full Increase details →

Fully ManagedNo server setup

Plug & PlayNo coding needed

SecurePrivacy protected

PrivateYour data is safe

Cost ControlBudget limits

Control1-click disconnect

Auto-UpdatesMaintenance free

High SpeedOptimized for AI

Reliable99.9% uptime

Your credentials and connection tokens are fully encrypted

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure

01 / Catalog

Over 4,000 integrations ready for AI agents

Explore a vast library of pre-built integrations, optimized and ready to deploy.

02 / Credentials

Connect securely in under 30 seconds

Generate tokens to authenticate and link external services in a single step.

03 / Guardian

Complete visibility into every agent action

Audit live requests, latency, success rates, and active security compliance policies.

04 / FinOps

Optimize spending and track token ROI

Analyze real-time token consumption and cost metrics detailed by connection.

Over 4,000 integrations ready for AI agents

Complete visibility into every agent action

Explore our live AI Agents Analytics dashboard to see it all working

This dashboard is included when you connect Increase using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.

Explore Analytics

Why Vinkius

Increase and 4,000+ other AI tools. No hosting, no code, ready to use.

Professionals who connect Increase to Claude Desktop through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.

4,000+MCP Integrations

<40msResponse time

100%Fully managed

	Raw MCP	Vinkius
Ready-to-use MCPs	Find and configure each manually	4,000+ MCPs ready to use
Connection Setup	Manual coding & server setup	1-click instant connection
Server Hosting	You host it yourself (needs 24/7 uptime)	100% hosted & managed by Vinkius
Security & Privacy	Stored in plaintext config files	Bank-grade encrypted vault
Activity Visibility	Blind execution (no logs or tracking)	Live dashboard with real-time logs
Cost Control	Runaway AI token spend risk	Automatic budget limits
Revoking Access	Must delete files or code to stop	1-click disconnect button

View step-by-step setup guide for Claude Desktop →

The Vinkius Advantage

How Vinkius secures
Increase for Claude Desktop

Every request between Claude Desktop and Increase is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.

< 40msCold start

Ed25519Signed audit chain

60%Token savings

FAQ

Frequently asked questions

Can I test money flows safely without losing real funds?

Absolutely. Increase has a top-tier sandbox environment. In your MCP settings, pass a Sandbox API Key (starting with sk_test_) and optionally set the environment to 'sandbox'. We even implemented literal tool overrides like increase_simulate_inbound_ach which are intentionally restricted exclusively to simulating inbound events on your test environment.

Does adding a new account via the Agent require paperwork?

No! Assuming your global LLC has already passed initial onboarding and your Entity object handles compliance, any subsequent programmatic calls to increase_create_account yield a fully compliant sub-ledger and associated numbers instantaneously contextually within the UI chat responses.

What is the difference between ACH and Wire transfer arrays here?

ACH acts through clearing houses taking normally 1-3 business days suited perfectly for non-urgent vendor mass payouts (create_ach). Wire transfers (create_wire) tie directly to Fedwire routing logic hitting banks internally within minutes - often bearing a slight static fee. Dictate which the bot should invoke based on liquidity needs.

How can I trace a specific payment?

We've added increase_list_transactions to handle historical booked transfers strictly by ID limits, exposing whether money cleared Fed limits safely.

How does Claude Desktop discover MCP tools?

When Claude Desktop starts, it reads the claude_desktop_config.json file and connects to each configured MCP server. It calls the tools/list endpoint to fetch the schema for every available tool, then surfaces them as clickable options in the chat interface via the 🔌 icon.

What happens if the MCP server is temporarily unavailable?

Claude Desktop handles disconnections gracefully. if the server is unreachable at startup, the tools simply won't appear. Once the server becomes available again, restarting Claude Desktop will re-establish the connection. There is no timeout penalty or error loop.

Can I connect multiple MCP servers simultaneously?

Yes. You can add as many servers as you need in the mcpServers section of the config file. Each server appears as a separate tool provider, and Claude can use tools from multiple servers in a single conversation turn.

Is there a limit on the number of tools per server?

Claude Desktop can handle hundreds of tools per server. However, for optimal LLM performance, Vinkius servers are designed to expose focused, well-documented tool sets rather than overwhelming the model with too many options.

Does Claude Desktop support Streamable HTTP transport?

Yes. Claude Desktop supports both SSE (Server-Sent Events) and the newer Streamable HTTP transport that Vinkius uses. Simply provide the server URL. Claude auto-negotiates the transport protocol.

Server not appearing after restart

Ensure the JSON is valid (no trailing commas). Check the file path: ~/Library/Application Support/Claude/claude_desktop_config.json (macOS) or %APPDATA%\\Claude\\ (Windows).