Bring Buy Now Pay Later
to Vercel AI SDK
Create your Vinkius account to connect Zip to Vercel AI SDK and start using all 8 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
Compatible with every major AI agent and IDE
What is the Zip MCP Server?
Connect your Zip (formerly Quadpay) merchant account to any AI agent to automate your Buy Now, Pay Later (BNPL) workflows. This MCP server enables your agent to initiate checkouts, manage order authorizations, and process captures or refunds directly from natural language interfaces.
What you can do
- Checkout Initiation — Create new checkout sessions and retrieve redirect URLs for customers
- Order Management — Authorize and confirm orders across US and Global gateway environments
- Payment Ingestion — Capture authorized funds once goods are shipped to finalize transactions
- Financial Resolution — Process full or partial refunds and void authorized but uncaptured payments
- Status Monitoring — Retrieve real-time status and lifecycle updates for any Zip order
- Account Insight — Access merchant configuration, currency limits, and account-level settings
How it works
- Subscribe to this server
- Enter your Zip Merchant API Key, Region, and Environment (Sandbox/Production)
- Start managing your BNPL payments from Claude, Cursor, or any MCP-compatible client
Who is this for?
- E-commerce Operations — Monitor order lifecycles and process captures/refunds via simple natural language commands
- Financial Controllers — Quickly audit transaction statuses and merchant configurations without opening the portal
- Developers — Integrate BNPL checkout logic and status monitoring into your custom applications
Built-in capabilities (8)
Typically used in US gateway integrations. Authorize a payment order
Capture funds for an authorized order
Finalize an authorized order
Requires amount, currency, and redirect URLs. Initialize a new Zip checkout session
Retrieve merchant account configuration
g., Authorized, Captured, Cancelled) for a target order. Check the status of a Zip order
Process a refund for an order
Void an authorized but uncaptured payment
Why Vercel AI SDK?
The Vercel AI SDK gives every Zip tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 8 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
- —
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
- —
Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Zip integration everywhere
- —
Built-in streaming UI primitives let you display Zip tool results progressively in React, Svelte, or Vue components
- —
Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Zip in Vercel AI SDK
Why run Zip with Vinkius?
The Zip connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 8 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.




Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Zip using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Zip and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Zip to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Zip for Vercel AI SDK
Every request between Vercel AI SDK and Zip is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
What is the difference between Authorize and Confirm in Zip?
Authorize initiates the transaction and checks for customer funds. Confirm (used in some regions) finalizes the checkout intent before capture.
Can I process partial captures via the agent?
Yes, the capture_zip_payment tool accepts an optional JSON body where you can specify a partial amount to capture if only part of the order is shipping.
How do I handle different regions like US and AU?
Specify your account region ('US' or 'AU') in the configuration settings. The MCP server automatically routes requests to the correct Zip gateway URL.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
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