Bring Buy Now Pay Later
to Cursor
Create your Vinkius account to connect Zip to Cursor and start using all 8 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Zip MCP Server?
Connect your Zip (formerly Quadpay) merchant account to any AI agent to automate your Buy Now, Pay Later (BNPL) workflows. This MCP server enables your agent to initiate checkouts, manage order authorizations, and process captures or refunds directly from natural language interfaces.
What you can do
- Checkout Initiation — Create new checkout sessions and retrieve redirect URLs for customers
- Order Management — Authorize and confirm orders across US and Global gateway environments
- Payment Ingestion — Capture authorized funds once goods are shipped to finalize transactions
- Financial Resolution — Process full or partial refunds and void authorized but uncaptured payments
- Status Monitoring — Retrieve real-time status and lifecycle updates for any Zip order
- Account Insight — Access merchant configuration, currency limits, and account-level settings
How it works
- Subscribe to this server
- Enter your Zip Merchant API Key, Region, and Environment (Sandbox/Production)
- Start managing your BNPL payments from Claude, Cursor, or any MCP-compatible client
Who is this for?
- E-commerce Operations — Monitor order lifecycles and process captures/refunds via simple natural language commands
- Financial Controllers — Quickly audit transaction statuses and merchant configurations without opening the portal
- Developers — Integrate BNPL checkout logic and status monitoring into your custom applications
Built-in capabilities (8)
Typically used in US gateway integrations. Authorize a payment order
Capture funds for an authorized order
Finalize an authorized order
Requires amount, currency, and redirect URLs. Initialize a new Zip checkout session
Retrieve merchant account configuration
g., Authorized, Captured, Cancelled) for a target order. Check the status of a Zip order
Process a refund for an order
Void an authorized but uncaptured payment
Why Cursor?
Cursor's Agent mode turns Zip into an in-editor superpower. Ask Cursor to generate code using live data from Zip and it fetches, processes, and writes. all in a single agentic loop. 8 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
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Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
Zip in Cursor
Why run Zip with Vinkius?
The Zip connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 8 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Zip using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Zip and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Zip to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Zip for Cursor
Every request between Cursor and Zip is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
What is the difference between Authorize and Confirm in Zip?
Authorize initiates the transaction and checks for customer funds. Confirm (used in some regions) finalizes the checkout intent before capture.
Can I process partial captures via the agent?
Yes, the capture_zip_payment tool accepts an optional JSON body where you can specify a partial amount to capture if only part of the order is shipping.
How do I handle different regions like US and AU?
Specify your account region ('US' or 'AU') in the configuration settings. The MCP server automatically routes requests to the correct Zip gateway URL.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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