Bring Direct Debit
to Claude Code
Create your Vinkius account to connect GoCardless to Claude Code and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the GoCardless MCP Server?
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your GoCardless Access Token (found in Developers > Access Tokens)
- Start managing your direct debits from Claude, Cursor, or any MCP client
Who is this for?
- Finance & Billing Ops — quickly check if a mandate is active or verify if a payout has been initiated without manual portal navigation.
- Account Managers — get a real-time overview of a customer's payment history and subscription status via simple AI commands.
- Operations Leads — automate the retrieval of failed payment logs and mandate status reports seamlessly.
Built-in capabilities (12)
Initiate a collection
Get account identity
Get customer metadata
Check mandate details
Get payment metadata
List all payments
List bank payouts
List all customers
List active mandates
List reversed payments
List recurring plans
Check connection
Why Claude Code?
Claude Code registers GoCardless as an MCP server in a single terminal command. Once connected, Claude Code discovers all 12 tools at runtime and can call them headlessly. ideal for CI/CD pipelines, cron jobs, and automated workflows where GoCardless data drives decisions without human intervention.
- —
Single-command setup:
claude mcp addregisters the server instantly. no config files to edit or applications to restart - —
Terminal-native workflow means MCP tools integrate seamlessly into shell scripts, CI/CD pipelines, and automated DevOps tasks
- —
Claude Code runs headlessly, enabling unattended batch processing using GoCardless tools in cron jobs or deployment scripts
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Built by the same team that created the MCP protocol, ensuring first-class compatibility and the fastest adoption of new protocol features
GoCardless in Claude Code
Why run GoCardless with Vinkius?
The GoCardless connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect GoCardless using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
GoCardless and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect GoCardless to Claude Code through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
GoCardless for Claude Code
Every request between Claude Code and GoCardless is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I get an Access Token for GoCardless?
Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.
What is a 'Mandate' in GoCardless?
A mandate is an authorization from your customer that allows you to collect payments from their bank account automatically in the future.
In what units should I provide the payment amount?
The API uses minor units for currency. For example, to collect $1.00 USD (or £1.00 GBP), you must provide the value 100 (cents/pence).
Can I test this without using real money?
Yes! Use the 'sandbox' environment by setting the 'Environment' credential and providing a Sandbox Access Token from your GoCardless account.
How do I add an MCP server to Claude Code?
Run claude mcp add <name> --transport http "<url>" in your terminal. Claude Code registers the server and discovers all tools immediately.
Can Claude Code run MCP tools in headless mode?
Yes. Claude Code supports non-interactive execution, making it ideal for scripts, cron jobs, and CI/CD pipelines that need MCP tool access.
How do I list all connected MCP servers?
Run claude mcp in your terminal to see all registered servers and their status, or type /mcp inside an active Claude Code session.
Command not found: claude
Ensure Claude Code is installed globally: npm install -g @anthropic-ai/claude-code
Connection timeout
Check your internet connection and verify the Edge URL is reachable
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