Bring Direct Debit
to Vercel AI SDK
Create your Vinkius account to connect GoCardless to Vercel AI SDK and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the GoCardless MCP Server?
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your GoCardless Access Token (found in Developers > Access Tokens)
- Start managing your direct debits from Claude, Cursor, or any MCP client
Who is this for?
- Finance & Billing Ops — quickly check if a mandate is active or verify if a payout has been initiated without manual portal navigation.
- Account Managers — get a real-time overview of a customer's payment history and subscription status via simple AI commands.
- Operations Leads — automate the retrieval of failed payment logs and mandate status reports seamlessly.
Built-in capabilities (12)
Initiate a collection
Get account identity
Get customer metadata
Check mandate details
Get payment metadata
List all payments
List bank payouts
List all customers
List active mandates
List reversed payments
List recurring plans
Check connection
Why Vercel AI SDK?
The Vercel AI SDK gives every GoCardless tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 12 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
- —
TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
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Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same GoCardless integration everywhere
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Built-in streaming UI primitives let you display GoCardless tool results progressively in React, Svelte, or Vue components
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Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
GoCardless in Vercel AI SDK
Why run GoCardless with Vinkius?
The GoCardless connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect GoCardless using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
GoCardless and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect GoCardless to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
GoCardless for Vercel AI SDK
Every request between Vercel AI SDK and GoCardless is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I get an Access Token for GoCardless?
Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.
What is a 'Mandate' in GoCardless?
A mandate is an authorization from your customer that allows you to collect payments from their bank account automatically in the future.
In what units should I provide the payment amount?
The API uses minor units for currency. For example, to collect $1.00 USD (or £1.00 GBP), you must provide the value 100 (cents/pence).
Can I test this without using real money?
Yes! Use the 'sandbox' environment by setting the 'Environment' credential and providing a Sandbox Access Token from your GoCardless account.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
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