Bring Direct Debit
to VS Code Copilot
Create your Vinkius account to connect GoCardless to VS Code Copilot and start using all 12 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the GoCardless MCP Server?
Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.
Key Features
- Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
- Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
- Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
- Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
- Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
- Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
- Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.
How it works
- Subscribe to this server through the Vinkius Marketplace
- Enter your GoCardless Access Token (found in Developers > Access Tokens)
- Start managing your direct debits from Claude, Cursor, or any MCP client
Who is this for?
- Finance & Billing Ops — quickly check if a mandate is active or verify if a payout has been initiated without manual portal navigation.
- Account Managers — get a real-time overview of a customer's payment history and subscription status via simple AI commands.
- Operations Leads — automate the retrieval of failed payment logs and mandate status reports seamlessly.
Built-in capabilities (12)
Initiate a collection
Get account identity
Get customer metadata
Check mandate details
Get payment metadata
List all payments
List bank payouts
List all customers
List active mandates
List reversed payments
List recurring plans
Check connection
Why VS Code Copilot?
GitHub Copilot Agent mode brings GoCardless data directly into your VS Code workflow. With a project-scoped config, the entire team shares access to 12 tools. Copilot queries live data, generates typed code, and writes tests from actual API responses, all without leaving the editor.
- —
VS Code is used by over 70% of developers. adding MCP tools to Copilot means your team can leverage external data without leaving their primary editor
- —
Project-scoped MCP configs (
.vscode/mcp.json) let you commit server configurations to your repository, ensuring the entire team shares the same tool access - —
Copilot's Agent mode integrates MCP tools seamlessly with file editing, terminal commands, and workspace search in a single agentic loop
- —
GitHub's enterprise compliance and audit features extend to MCP tool usage, providing visibility into how AI interacts with external services
GoCardless in VS Code Copilot
Why run GoCardless with Vinkius?
The GoCardless connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 12 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect GoCardless using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
GoCardless and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect GoCardless to VS Code Copilot through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
GoCardless for VS Code Copilot
Every request between VS Code Copilot and GoCardless is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
How do I get an Access Token for GoCardless?
Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.
What is a 'Mandate' in GoCardless?
A mandate is an authorization from your customer that allows you to collect payments from their bank account automatically in the future.
In what units should I provide the payment amount?
The API uses minor units for currency. For example, to collect $1.00 USD (or £1.00 GBP), you must provide the value 100 (cents/pence).
Can I test this without using real money?
Yes! Use the 'sandbox' environment by setting the 'Environment' credential and providing a Sandbox Access Token from your GoCardless account.
Which VS Code version supports MCP?
MCP support requires VS Code 1.99 or later with the GitHub Copilot extension. Ensure both are updated to the latest version. Older versions of Copilot may not expose the Agent mode toggle.
How do I switch to Agent mode?
Open the Copilot Chat panel and look for two mode options: "Ask" and "Agent". Click "Agent" to enable autonomous tool calling. In Ask mode, Copilot provides conversational answers but cannot invoke MCP tools.
Can I restrict which MCP tools Copilot can access?
Yes. VS Code shows a tool consent dialog before any MCP tool is invoked for the first time. You can also configure tool access policies at the organization level through GitHub Copilot settings.
Does MCP work in VS Code Remote or Codespaces?
Yes. MCP servers configured via .vscode/mcp.json work in Remote SSH, WSL, and GitHub Codespaces environments. The MCP connection is established from the remote host, so ensure the server URL is accessible from that environment.
MCP tools not available
Ensure you are in Agent mode in Copilot Chat. MCP tools only appear in Agent mode.
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