Bring Payment Gateway
to Cursor
Create your Vinkius account to connect Monnify to Cursor and start using all 10 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Monnify MCP Server?
Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.
What you can do
- Transaction Monitoring — List all payments and get real-time status updates and references.
- Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
- Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
- Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
- Invoice Management — Access digital invoices generated via the Monnify platform.
- Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
- Bank Discovery — List all supported Nigerian banks for disbursements and account verification.
How it works
- Subscribe to this server
- Enter your Monnify API Key and Secret Key
- Start managing your Nigerian finances from Claude, Cursor, or any MCP client
Who is this for?
- Fintech Startups — quickly create virtual accounts for new users or verify transaction statuses.
- Merchant Operations — monitor daily collections and bank transfer performance in the Nigerian market.
- Support Teams — verify payment references and customer account details during assistance.
Built-in capabilities (10)
Get reserved account details
Get transaction details
Initialize a payment transaction
List supported Nigerian banks
List bank transfers (disbursements)
List Monnify digital invoices
List reserved virtual accounts
List merchant settlements
List Monnify transactions
Create a reserved virtual account
Why Cursor?
Cursor's Agent mode turns Monnify into an in-editor superpower. Ask Cursor to generate code using live data from Monnify and it fetches, processes, and writes. all in a single agentic loop. 10 tools appear alongside file editing and terminal access, creating a unified development environment grounded in real-time information.
- —
Agent mode turns Cursor into an autonomous coding assistant that can read files, run commands, and call MCP tools without switching context
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Cursor's Composer feature can generate entire files using real-time data fetched through MCP. no copy-pasting from external dashboards
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MCP tools appear alongside built-in tools like file reading and terminal access, creating a unified agentic environment
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VS Code extension compatibility means your existing workflow, keybindings, and extensions all work alongside MCP tools
Monnify in Cursor
Why run Monnify with Vinkius?
The Monnify connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 10 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Monnify using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Monnify and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Monnify to Cursor through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Monnify for Cursor
Every request between Cursor and Monnify is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Can I use this server with the Monnify Sandbox?
This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.
What information is required to reserve a virtual account?
You need to provide a unique account reference, the account name to display, and the customer's full name and email address.
Are all Nigerian banks supported?
Most major commercial banks in Nigeria are supported. You can use the list_banks tool to see the current list of supported institutions for transfers and reservations.
What is Agent mode and why does it matter for MCP?
Agent mode is Cursor's autonomous execution mode where the AI can perform multi-step tasks: reading files, editing code, running terminal commands, and calling MCP tools. Without Agent mode, Cursor operates in a simpler ask-and-answer mode that doesn't support tool calling. Always ensure you're in Agent mode when working with MCP servers.
Where does Cursor store MCP configuration?
Cursor looks for MCP server configurations in a mcp.json file. You can configure servers at the project level (.cursor/mcp.json in your project root) or globally (~/.cursor/mcp.json). Project-level configs take precedence.
Can Cursor use MCP tools in inline edits?
No. MCP tools are only available in Agent mode through the chat panel. Inline completions and Tab suggestions do not trigger MCP tool calls. This is by design. tool calls require user visibility and approval.
How do I verify MCP tools are loaded?
Open Settings → Features → MCP and look for your server name. A green indicator means the server is connected. You can also check Agent mode's available tools by clicking the tools dropdown in the chat panel.
Tools not appearing in Cursor
Ensure you are in Agent mode (not Ask mode). MCP tools only work in Agent mode.
Server shows as disconnected
Check Settings → Features → MCP and verify the server status. Try clicking the refresh button.
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