Integrate Monnify with Claude, Cursor, Chatbots & AI Agents MCP Server

Manage payments and virtual accounts in Nigeria via Monnify — track transactions and reserve accounts directly from your AI agent.

GDPR Free for Subscribers

Compatible with every major AI agent and IDE

Claude

ChatGPT

Cursor

Gemini

Windsurf

VS Code

JetBrains

Vercel

+ other MCP clients

get

Get account details on Monnify

Get reserved account details

get

Get transaction on Monnify

Get transaction details

init

Init payment on Monnify

Initialize a payment transaction

list

List banks on Monnify

List supported Nigerian banks

list

List disbursements on Monnify

List bank transfers (disbursements)

list

List monnify invoices on Monnify

List Monnify digital invoices

list

List reserved accounts on Monnify

List reserved virtual accounts

list

List settlements on Monnify

List merchant settlements

list

List transactions on Monnify

List Monnify transactions

reserve

Reserve account on Monnify

Create a reserved virtual account

Security & Code Integrity Audit

Every tool in the Monnify MCP Server is continuously audited by the Vinkius Security Engine. We guarantee zero-trust payload isolation, strict data boundaries, and deterministic execution for enterprise-grade AI agents.

A+Score: 100

How Vinkius protects your data

Is there a risk of the AI "going crazy" and deleting important company data?

No. With Vinkius, the AI operates on "rails". It can only make the exact moves you authorized in the tool's settings. It cannot invent routes, access other networks in your company, or decide to delete random files. If the action isn't in the approved catalog, the attempt is blocked instantly.

Can I use this server with the Monnify Sandbox?

This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.

How does the AI access my passwords and credentials?

It simply doesn't. On Vinkius, your passwords, API keys, and login details are kept in a secure vault. The AI (like ChatGPT or Claude) merely "asks" Vinkius to perform the task. Vinkius opens the door, does the work, and hands the result back to the AI. Your credentials are never seen, read, or learned by the artificial intelligence.

What if the AI ends up reading customer data or confidential information?

We have a built-in digital "bodyguard" called DLP (Data Loss Prevention). If a tool fetches data and the response contains social security numbers, credit cards, or personal customer info, Vinkius magically blocks and erases that information before it is delivered to the AI. The AI works only with what is strictly necessary, and your sensitive data never leaks.

Supported Use Cases for Monnify

We map standard API endpoints to agent-compatible instructions. Connect Monnify to execute these core functional operations.

Automating payment gateway with AI

The Monnify MCP integration translates natural language prompts into structured payment gateway queries. This allows agents to fetch and update finance accounting records securely.

AI Semantic Routing for virtual accounts

The Monnify MCP integration translates natural language prompts into structured virtual accounts queries. This allows agents to fetch and update finance accounting records securely.