Bring Payment Gateway
to Vercel AI SDK
Create your Vinkius account to connect Monnify to Vercel AI SDK and start using all 10 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
GDPR Free for SubscribersCompatible with every major AI agent and IDE
Gemini
What is the Monnify MCP Server?
Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.
What you can do
- Transaction Monitoring — List all payments and get real-time status updates and references.
- Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
- Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
- Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
- Invoice Management — Access digital invoices generated via the Monnify platform.
- Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
- Bank Discovery — List all supported Nigerian banks for disbursements and account verification.
How it works
- Subscribe to this server
- Enter your Monnify API Key and Secret Key
- Start managing your Nigerian finances from Claude, Cursor, or any MCP client
Who is this for?
- Fintech Startups — quickly create virtual accounts for new users or verify transaction statuses.
- Merchant Operations — monitor daily collections and bank transfer performance in the Nigerian market.
- Support Teams — verify payment references and customer account details during assistance.
Built-in capabilities (10)
Get reserved account details
Get transaction details
Initialize a payment transaction
List supported Nigerian banks
List bank transfers (disbursements)
List Monnify digital invoices
List reserved virtual accounts
List merchant settlements
List Monnify transactions
Create a reserved virtual account
Why Vercel AI SDK?
The Vercel AI SDK gives every Monnify tool full TypeScript type inference, IDE autocomplete, and compile-time error checking. Connect 10 tools through Vinkius and stream results progressively to React, Svelte, or Vue components. works on Edge Functions, Cloudflare Workers, and any Node.js runtime.
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TypeScript-first: every MCP tool gets full type inference, IDE autocomplete, and compile-time error checking out of the box
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Framework-agnostic core works with Next.js, Nuxt, SvelteKit, or any Node.js runtime. same Monnify integration everywhere
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Built-in streaming UI primitives let you display Monnify tool results progressively in React, Svelte, or Vue components
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Edge-compatible: the AI SDK runs on Vercel Edge Functions, Cloudflare Workers, and other edge runtimes for minimal latency
Monnify in Vercel AI SDK
Why run Monnify with Vinkius?
The Monnify connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 10 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.
* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.
Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Monnify using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Monnify and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Monnify to Vercel AI SDK through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Monnify for Vercel AI SDK
Every request between Vercel AI SDK and Monnify is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Can I use this server with the Monnify Sandbox?
This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.
What information is required to reserve a virtual account?
You need to provide a unique account reference, the account name to display, and the customer's full name and email address.
Are all Nigerian banks supported?
Most major commercial banks in Nigeria are supported. You can use the list_banks tool to see the current list of supported institutions for transfers and reservations.
How does the Vercel AI SDK connect to MCP servers?
Import createMCPClient from @ai-sdk/mcp and pass the server URL. The SDK discovers all tools and provides typed TypeScript interfaces for each one.
Can I use MCP tools in Edge Functions?
Yes. The AI SDK is fully edge-compatible. MCP connections work on Vercel Edge Functions, Cloudflare Workers, and similar runtimes.
Does it support streaming tool results?
Yes. The SDK provides streaming primitives like useChat and streamText that handle tool calls and display results progressively in the UI.
createMCPClient is not a function
Install: npm install @ai-sdk/mcp
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