Bring Payment Gateway
to Mastra AI
Create your Vinkius account to connect Monnify to Mastra AI and start using all 10 AI tools in minutes. Fully managed, enterprise secure, and ready to use without writing a single line of code. No hosting, no server setup — just connect and start using.
Compatible with every major AI agent and IDE
What is the Monnify MCP Server?
Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.
What you can do
- Transaction Monitoring — List all payments and get real-time status updates and references.
- Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
- Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
- Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
- Invoice Management — Access digital invoices generated via the Monnify platform.
- Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
- Bank Discovery — List all supported Nigerian banks for disbursements and account verification.
How it works
- Subscribe to this server
- Enter your Monnify API Key and Secret Key
- Start managing your Nigerian finances from Claude, Cursor, or any MCP client
Who is this for?
- Fintech Startups — quickly create virtual accounts for new users or verify transaction statuses.
- Merchant Operations — monitor daily collections and bank transfer performance in the Nigerian market.
- Support Teams — verify payment references and customer account details during assistance.
Built-in capabilities (10)
Get reserved account details
Get transaction details
Initialize a payment transaction
List supported Nigerian banks
List bank transfers (disbursements)
List Monnify digital invoices
List reserved virtual accounts
List merchant settlements
List Monnify transactions
Create a reserved virtual account
Why Mastra AI?
Mastra's agent abstraction provides a clean separation between LLM logic and Monnify tool infrastructure. Connect 10 tools through Vinkius and use Mastra's built-in workflow engine to chain tool calls with conditional logic, retries, and parallel execution. deployable to any Node.js host in one command.
- —
Mastra's agent abstraction provides a clean separation between LLM logic and tool infrastructure. add Monnify without touching business code
- —
Built-in workflow engine chains MCP tool calls with conditional logic, retries, and parallel execution for complex automation
- —
TypeScript-native: full type inference for every Monnify tool response with IDE autocomplete and compile-time checks
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One-command deployment to any Node.js host. Vercel, Railway, Fly.io, or your own infrastructure
Monnify in Mastra AI
Why run Monnify with Vinkius?
The Monnify connection runs on our fully managed, secure cloud infrastructure. We handle the hosting, maintenance, and security so you don't have to deal with servers or code. All 10 tools are ready to work instantly without any complex setup.
You stay in complete control of your data. Your AI only accesses the information you approve, keeping your sensitive passwords and private details completely safe. Plus, with automatic optimizations, your AI works faster and more efficiently.

* Every connection is hosted and maintained by Vinkius. We handle the security, updates, and infrastructure so you don't have to write code or manage servers. See our infrastructure
Over 4,000 integrations ready for AI agents
Explore a vast library of pre-built integrations, optimized and ready to deploy.
Connect securely in under 30 seconds
Generate tokens to authenticate and link external services in a single step.
Complete visibility into every agent action
Audit live requests, latency, success rates, and active security compliance policies.
Optimize spending and track token ROI
Analyze real-time token consumption and cost metrics detailed by connection.




Explore our live AI Agents Analytics dashboard to see it all working
This dashboard is included when you connect Monnify using Vinkius. You will never be left in the dark about what your AI agents are doing with your tools.
Monnify and 4,000+ other AI tools. No hosting, no code, ready to use.
Professionals who connect Monnify to Mastra AI through Vinkius don't need to write code, manage servers, or worry about security. Everything is pre-configured, secure, and runs automatically in the background.
Raw MCP | Vinkius | |
|---|---|---|
| Ready-to-use MCPs | Find and configure each manually | 4,000+ MCPs ready to use |
| Connection Setup | Manual coding & server setup | 1-click instant connection |
| Server Hosting | You host it yourself (needs 24/7 uptime) | 100% hosted & managed by Vinkius |
| Security & Privacy | Stored in plaintext config files | Bank-grade encrypted vault |
| Activity Visibility | Blind execution (no logs or tracking) | Live dashboard with real-time logs |
| Cost Control | Runaway AI token spend risk | Automatic budget limits |
| Revoking Access | Must delete files or code to stop | 1-click disconnect button |
How Vinkius secures
Monnify for Mastra AI
Every request between Mastra AI and Monnify is protected by our secure gateway. We automatically keep your sensitive data private, prevent unauthorized access, and let you disconnect instantly at any time.
Frequently asked questions
Can I use this server with the Monnify Sandbox?
This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.
What information is required to reserve a virtual account?
You need to provide a unique account reference, the account name to display, and the customer's full name and email address.
Are all Nigerian banks supported?
Most major commercial banks in Nigeria are supported. You can use the list_banks tool to see the current list of supported institutions for transfers and reservations.
How does Mastra AI connect to MCP servers?
Create an MCPClient with the server URL and pass it to your agent. Mastra discovers all tools and makes them available with full TypeScript types.
Can Mastra agents use tools from multiple servers?
Yes. Pass multiple MCP clients to the agent constructor. Mastra merges all tool schemas and the agent can call any tool from any server.
Does Mastra support workflow orchestration?
Yes. Mastra has a built-in workflow engine that lets you chain MCP tool calls with branching logic, error handling, and parallel execution.
createMCPClient not exported
Install: npm install @mastra/mcp
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